
Personal Credit Card
IHG One Rewards Premier
Bonus
180,000 Points
Annual Fee
$150
To Qualify
$3,000 Spend within 3 months
Availability
Nationwide
Expires
11/18/2026

Bonus Details
Earn 180,000 IHG points. Earn an additional 10,000 points by adding an authorized user within the first 3 months from account opening.
How To Qualify
Spend $3,000 in the first 3 months from account opening. You must not currently hold an IHG One Rewards credit card or have received a new cardmember bonus within the last 24 months; business cards are excepted.
Card Perks
- IHG platinum elite status
- Free night once per year (valued at most 40,000 points)
- 4th night free when redeeming points for 3 consecutive nights
- $120 TSA PreCheck or Global Entry credit every 4 years
- Extra $100 and 10,000 points after spending $20,000 each calendar year
- Diamond Elite status after $40,000 in purchases in a calendar year.
Cash Back
- 10x IHG properties
- 5x travel, dining, gas
- 3x everything else
- Estimated value of 0.6 cents per point
The Fine Print
- Annual Fee
- $150/yr
- Foreign Transaction Fees
- None
- Point Value
- ~0.6¢ per point
- Credit Score
- Very Good
- Credit Inquiry
- Hard Pull
- Chase 5/24 Rule
- Applies — 5+ new cards in the past 24 months means no approval
- Card Type
- Personal Credit Card
- Expiration Date
- 11/18/2026
- Availability
- Nationwide
Annual Fee Details
Annual fee of $150
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.

