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IHG One Rewards Premier logo

Personal Credit Card

IHG One Rewards Premier

Bonus

180,000 Points

Annual Fee

$150

To Qualify

$3,000 Spend within 3 months

Availability

Nationwide

Expires

11/18/2026

View Offer
IHG One Rewards Premier card image

Bonus Details

Earn 180,000 IHG points. Earn an additional 10,000 points by adding an authorized user within the first 3 months from account opening.

How To Qualify

Spend $3,000 in the first 3 months from account opening. You must not currently hold an IHG One Rewards credit card or have received a new cardmember bonus within the last 24 months; business cards are excepted.

Card Perks

  • IHG platinum elite status
  • Free night once per year (valued at most 40,000 points)
  • 4th night free when redeeming points for 3 consecutive nights
  • $120 TSA PreCheck or Global Entry credit every 4 years
  • Extra $100 and 10,000 points after spending $20,000 each calendar year
  • Diamond Elite status after $40,000 in purchases in a calendar year.

Cash Back

  • 10x IHG properties
  • 5x travel, dining, gas
  • 3x everything else
  • Estimated value of 0.6 cents per point

The Fine Print

Annual Fee
$150/yr
Foreign Transaction Fees
None
Point Value
~0.6¢ per point
Credit Score
Very Good
Credit Inquiry
Hard Pull
Chase 5/24 Rule
Applies — 5+ new cards in the past 24 months means no approval
Card Type
Personal Credit Card
Expiration Date
11/18/2026
Availability
Nationwide

Annual Fee Details

Annual fee of $150

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

IHG One Rewards Premier Credit Card Apply now Opens premier application in new window $150 Annual Fee†† Opens Premier card Pricing & Terms in new window Apply by 11/18/2026 ** Opens Premier card Offer Details in overlay Offer Details Opens Premier card Offer Details in overlay | †† Opens Premier card Pricing & Terms in new window Pricing & Terms Opens Premier card Pricing & Terms in new window Earn 180,000 Bonus Points Up to 24x total points at IHG Hotels & Resorts** Opens Premier card Offer Details in overlay 5x points on airlines and car rentals, grocery stores, dining & gas stations** Opens Premier card Offer Details in overlay 3x points for every dollar spent on all other purchases** Opens Premier card Offer Details in overlay Automatic Gold Elite Status** Opens Premier card Offer Details in overlay PLUS EARN 10,000 Bonus Points after you add an authorized user to your account in the first 3 months from account opening* Opens One Rewards card Offer Details in overlay ,** Opens Premier card Offer Details in overlay ,*** Opens Premier Select card Offer Details in overlay

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