Personal Credit Card
IHG One Rewards Credit Card
Bonus
125,000 Points + 10,000 points with authorized user
Annual Fee
None
To Qualify
$2,000 Spend within 3 months
Availability
Nationwide
Expires
11/18/2026
Bonus Details
Earn 125,000 IHG One Rewards points. Earn 10,000 more by adding an authorized user within 3 months of account opening.
How To Qualify
Spend $2000 in 3 months
Card Perks
- IHG Silver Elite status
- 4th night free every 3 nights redeemed
- 10,000 bonus points after spending $10,000 in a calendar year
- Gold Elite status through the next year after spending $20,000 in a calendar year.
Cash Back
- 5x IHG, 3x dining, gasoline, utilities, and select streaming services
- 2x everything else
- Estimated value of 0.6 cents per point
The Fine Print
- Annual Fee
- None
- Foreign Transaction Fees
- None
- Point Value
- ~0.6¢ per point
- Credit Inquiry
- Hard Pull
- Chase 5/24 Rule
- Applies — 5+ new cards in the past 24 months means no approval
- Card Type
- Personal Credit Card
- Expiration Date
- 11/18/2026
- Availability
- Nationwide
Annual Fee Details
No annual fee
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.
IHG One Rewards Credit Card Apply now Opens one rewards application in new window No Annual Fee† Opens One Rewards card Pricing & Terms in new window Apply by 11/18/2026 * Opens One Rewards card Offer Details in overlay
Earn 125,000 Bonus Points
PLUS EARN 10,000 Bonus Points after you add an authorized user to your account in the first 3 months from account opening*