Personal Credit Card
United Club
Bonus
90,000 Points
Annual Fee
$695
To Qualify
$5,000 Spend within 3 months
Availability
Nationwide
Bonus Details
Earn 90,000 United MileagePlus points
How To Qualify
Spend $5000 in 3 months
Card Perks
- United Club membership
- Two free checked bags
- $120 Global Entry/TSA PreCheck/NEXUS credit every 4 years
- Avis President's Club
- IHG One Platinum Elite status
- $200 in annual credits for Renowned Hotels and Resorts
- $150 in rideshare credits
- $100 in United travel credits for cars.united.com
- $240 in Instacart credits
- $200 in JSX credits
- 1 Premier qualifying point toward status per $15 spent (up to 28,000/year) plus 1,500 bonus PQP each year
- $20,000 calendar-year spend earns a 10,000-mile award discount, up to twice a year
- $50,000 unlocks United Club All Access with Star Alliance partner lounge access.
Cash Back
- 4x United purchases
- 2x travel, delivery
- 5x on prepaid hotels through Renowned Hotels and resorts
- 1x everything else
- Estimated value of 1.2 cents per point
The Fine Print
- Annual Fee
- $695/yr
- Foreign Transaction Fees
- None
- Point Value
- ~1.2¢ per point
- Credit Score
- Very Good
- Credit Inquiry
- Hard Pull
- Chase 5/24 Rule
- Applies — 5+ new cards in the past 24 months means no approval
- Card Type
- Personal Credit Card
- Expiration Date
- None Listed
- Availability
- Nationwide
Annual Fee Details
Annual fee of $695