Personal Credit Card
Bilt Palladium
Bonus
50,000 Points + $300 Bilt Cash, Gold Status
Annual Fee
$495
To Qualify
$4,000 Spend within 90 days
Availability
Nationwide
Bonus Details
50,000 Bilt Points, $300 of Bilt Cash, Bilt Gold Status, and earn up to 1.25X points back on rent
How To Qualify
Open an account. Get $300 in Bilt Cash and get up to 1.25X back on rent via instructions in Bilt app
To get the 50,000 Bilt points and gold status, you must spend $4,000 on the card within 90 days of account opening.
To earn full points on rent you must meet tiers of monthly (non-rent) spending on the card:
25% of housing payment = 0.5X points
50% of housing payment = 0.75X points
75% of housing payment = 1X points
100% or more of housing payment = 1.25X points
Card Perks
- Earn points on rent with no fees
- Rent Day (the 1st of each month): double points on non-housing purchases, up to 1,000 bonus points
- Two $200 Bilt travel credits
- $200 in additional yearly Bilt cash
- Priority Pass
- Welcome offer includes Bilt Gold status after $4,000 in non-housing spend in 90 days
- Bilt status via spend: Silver $10,000, Gold $25,000, Platinum $50,000 in eligible non-rent spend per calendar year.
Cash Back
- Up to 1.25x back on rent (via ACH, no fees)
- 2x everything else
- Estimated value of 1.8 cents per point
The Fine Print
- Annual Fee
- $495/yr
- Foreign Transaction Fees
- None
- Point Value
- ~1.8¢ per point
- Credit Score
- Excellent
- Credit Inquiry
- Hard Pull
- Card Type
- Personal Credit Card
- Expiration Date
- None Listed
- Availability
- Nationwide