Personal Credit Card

American Express Platinum

Bonus

175,000 Points

Annual Fee

$895

To Qualify

$12,000 Spend within 6 months

Availability

Nationwide

View Offer

Bonus Details

Earn 80,000-175,000 American Express Membership Rewards points. Your offer will be tailored specifically to you. Your credit score will not be affected until you accept an offer.

Points are worth 0.6 cents each when redeemed for statement credit, 0.7-1.0 cents each when redeemed for gift cards, and up to two cents each when transferred to airline/hotel partners.

Card also comes with a massive and newly refreshed list of credits and perks.

How To Qualify

Spend $12,000 on purchases within 6 months of account open.

Card Perks

Global Lounge Collection access with nicer environment and free food at lounges available in most airports
$600/year hotel credit ($300 semi-annually)
$400/year Resy credit ($100/quarter)
$300/year credit for certain streaming services and newspapers ($25/month)
$300/year lululemon credit ($75/quarter)
$219/year CLEAR Plus credit
$200/year Oura Ring credit
$200/year Uber Cash ($15/mo plus $20 in December)
$120/year Uber One membership credits
$200/year airline fee credit
$300/year Equinox credit
Walmart+ membership credit (up to $12.95/month, $155/year)
TSA Precheck or Global Entry
Status at rental car companies Avis, Hertz, and National, plus hotel chains Marriott and Hilton
Various perks at Fine Hotels + Resorts properties including 4pm checkout and $100 credit toward certain charges
Various travel insurances
Spend $75,000 in a calendar year to unlock 2 complimentary Centurion Lounge guests and unlimited Delta Sky Club visits (otherwise 10 visits/year).

Cash Back

5x flights, booked directly or through Amex Travel
5x prepaid hotels through Amex Travel
1x everything else
Estimated value of 2 cents per point when redeemed optimally.

The Fine Print

Annual Fee: $895/yr
Foreign Transaction Fees: None
Point Value: ~2¢ per point
Credit Score: Very Good
Credit Inquiry: Hard Pull
Card Type: Personal Credit Card
Expiration Date: None Listed
Availability: Nationwide

Annual Fee Details

Annual fee of $895.

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