E*TRADE Retirement Account

Offer valid for new E*TRADE clients opening one new eligible retirement account by 10/31/26 and funded within 60 days of account opening with $1,000 or more of new funds or securities. Promo code ‘RETIRE26’. Only one eligible E*TRADE retirement account can be enrolled in this offer. Eligible E*TRADE retirement accounts include only the following E*TRADE retirement account types: Traditional Individual Retirement Account (“IRA”), Roth IRA, Rollover IRA, Inherited IRA (including Traditional or Roth), Roth Individual 401(k), Traditional Individual 401(k), SEP IRA, and SIMPLE IRA. Cash credits will be granted based on deposits of new funds or securities from external accounts made within 60 calendar days of that E*TRADE retirement account opening, as measured and calculated on that 60th day from account opening, if all terms and conditions are met, in consideration for such deposit(s) and for compliance with the terms of this offer. Subject to satisfying the offer’s terms and conditions, cash credits will then be paid (i) if you deposit qualifying funds ($1,000-$4,999; $5,000-$19,999; $20,000-$99,999; $100,000-$199,999, $200,000-$499,999; $500,000-$999,999; $1,000,000-$1,499,999; $1,500,000-$1,999,999; $2,000,000-$4,999,999; $5,000,000+), then within seven (7) business days following the expiration of that 60-day period. For the E*TRADE retirement account to receive any cash credit, the qualifying new funds or securities must (i) be deposited or transferred to the new E*TRADE retirement account within 60 calendar days of account opening and enrollment in this offer, and will be measured and calculated on that 60th day from account opening; (ii) be from accounts outside of E*TRADE; and (iii) remain in the new E*TRADE retirement account (at the same value as at the time of deposit, at a minimum, plus or minus any market related fluctuations) for a minimum of twelve (12) months running from the last day of that 60-day funding period, otherwise your cash credit(s) will be surrendered and the E*TRADE retirement account will be deemed ineligible for this promotional offer (and E*TRADE reserves the right, at its sole discretion, to debit the E*TRADE retirement account for the cash amount of the credit). For the avoidance of doubt, removing, withdrawing or transferring any deposit or account asset (including securities or cash) from the new E*TRADE retirement account during that 60-day funding period may result in a lower reward credit amount or loss of the reward completely. Any assets transferred to the new E*TRADE retirement account from an existing Morgan Stanley retirement or nonretirement account(s) will be excluded from the reward amount calculations, at E*TRADE’s sole discretion. You must be the original recipient of this offer to enroll. This offer cannot be combined with any other offers. Each client is limited to a lifetime maximum of three new account offers, across all client accounts (and not just the E*TRADE retirement account eligible for this offer).