Best Bank Sign-Up Bonuses [2025]

There's hundreds of Bank Sign-Up offers available, so it can get a bit overwhelming. To help make it easy, we've compiled a short list of some of the best nationwide offers available:

Chime

Chime offers a sleek user experience alongside a generous sign up bonus. It has no monthly fees, no overdraft fees, and no minimum balance requirements. Chime provides free ATM access and early direct deposit, making it a convenient and cost-effective option. It has its own credit builder, which you can opt out of. However, its checking account does not yield any interest.

SoFi

SoFi offers a comprehensive suite of financial services, starting with their checking account which provides no-fee overdraft protection and a 0.5% interest rate. Their savings account pairs well, with instant transfers, overdraft protection to the checking account, and a 4.6% interest rate. Both accounts integrate seamlessly with the many loans that SoFi offers, as well as their brokerage SoFi Invest. SoFi has bonuses for both its checking account and brokerage:

Key Smart Checking®

Open a Key Smart Checking® account with just $10 and earn a $300 bonus when you receive $1,000 or more in eligible direct deposits within the first 90 days—paid within 60 days of meeting requirements. With no monthly maintenance fees, access to 40,000+ KeyBank and Allpoint ATMs, Early Pay to get your paycheck up to two days sooner, and secure online/mobile banking with mobile check deposit, this account offers both value and convenience.

If you're still undecided, there's no harm in opening more bank accounts, so long as they don't perform hard pulls. See our site for more bank accounts and offers: