Unity Bank Offer

Bonus Details

$400 cash

How To Qualify

Open a Rewards Checking account with $100 and promo code 1145. Receive four direct deposits of at least $2,500 each from payroll, pension or government benefits within 180 days. Keep the account open and in good standing for 180 days and open until the bonus is paid, within 14 days after qualifying. Available only if you have no current Unity Bank checking account. Limit one account-related incentive per rolling 12 months.

The Fine Print

Monthly Fees: $20
Account Type: Personal Bank Account
Promotion Start Date: 4/14/2025
Expiration Date: None Listed
Availability: New Jersey, Pennsylvania

Monthly Fee Details

$20 monthly fee. Waived with 12 Unity debit-card purchases per statement cycle plus one of: $1,000+ direct deposit, an automatic transfer of any amount to Unity savings, or a $25,000 combined daily Unity savings, money market or CD balance. Paper statements cost $5; waived with eStatements.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

$400 Rewards Checking DDA Offer4 Promo Code: 1145 Open Account Online 4Rewards Checking Account Minimum deposit required to open an account is $100.00. Monthly service fee of $20.00. 12 point of sale (POS) transactions with Unity Bank debit card and one additional qualifier is required to waive monthly service fee. Qualifiers include: Direct deposit of $1,000 or more in a statement cycle; Online banking automatic transfer (any amount) to a Unity Bank Savings Account (per statement cycle); Combined daily balance of $25,000.00 or more in a Unity Bank savings/MMDA/CD. Additional account perks include earning 1% cash back (up to $10) on purchases per statement cycle; $5.00 paper statement fee waived with eStatement enrollment; First order of basic checks is free. 4Cash Bonus Offer Offer valid beginning April 14th, 2025. Offer can be withdrawn at any time. Applicable for consumer accounts only. This offer is only available to customers who currently do not maintain a checking account relationship with Unity Bank. To qualify for a $400.00 promotion cash bonus, your checking account must remain open and in good standing for 180 days. You are required to conduct at least four (4) Direct Deposits of at least $2,500 to your new account within 180 days of opening. Direct Deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or government agency. The bonus will be deposited within fourteen days (14) of meeting the 180 day activity promotion requirements. Your checking account must remain in an open status in order to receive the bonus. May be IRS reportable. Unity Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.