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Business Bank Account

BlueVine Business Checking

Bonus

$500

APY

1.30%

Monthly Fee

None

To Qualify

$6,000 Spend + $5,000 Balance

Availability

Nationwide

Expires

1/31/2027

View Offer

Bonus Details

$500 cash bonus

How To Qualify

Open with code RV500 and deposit $5,000 within 30 days. Maintain a $5,000 minimum daily balance from day 31 through day 120. During each of those three 30-day periods, either receive $5,000 from eligible merchant services, make $5,000 in payments through eligible payroll providers, or spend $2,000 on eligible business purchases with your Bluevine debit card; excluded merchants and transactions apply.

APY Details

Standard earns 1.3% APY on balances up to $250,000 when monthly activity requirements are met. Balances above $250,000 earn no interest.

APY Requirements

Each month, spend $500 with your Bluevine Business Debit Mastercard or receive or deposit $2,500 in customer payments into your checking account or sub-accounts.

The Fine Print

Monthly Fees
None
Account Type
Business Bank Account
Expiration Date
1/31/2027
Additional Requirements
For new customers only: owners cannot currently have, or have had open in the past 12 months, a Bluevine Business Checking account for a business they own. Keep the account open for at least 150 days after funding to avoid bonus reversal.
Availability
Nationwide

Early Account Closure Fee

Bonus forfeit if closed within 150 days.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

To get your $500 bonus, apply for a Bluevine Business Checking account anytime between now and January 31, 2027 using referral code RV500. After opening your account, deposit a total of $5,000 within the first 30 days. For the avoidance of doubt, a New Customer is a natural person who does not have an existing Bluevine Business Checking Account held in the name of a business of which they are an owner and has not had such an account open in the last twelve (12) months. Conditions and Promotional Period: To receive the bonus associated with this promotion, New Customers must meet the eligibility criteria outlined in the preceding section and 1) apply for and open a Bluevine Business Checking Account ("Account") using a bonus referral code between 12:00:00 AM EST on March 24, 2026 and 11:59:59 PM EST on January 31, 2027; 2) fund their Account within thirty (30) days of account opening; 3) maintain a minimum daily balance of $5,000 in their Account beginning on the 31st day after account opening and ending on the 120th day after account opening; 4) meet at least one of the following conditions every thirty (30) days for ninety (90) days from beginning on the 31st day after Account opening: a) receive at least $5,000.00 in deposits from eligible Merchant Services; b) make at least $5,000.00 in payments through eligible Payroll Providers; or c) spend at least $2,000.00 on Eligible Transactions with the Bluevine Business Debit Mastercard®. Eligible Transactions are bona fide purchases of goods or services made for legitimate business purposes with third-party business suppliers, vendors, or service providers, and other lawful business expenses incurred in the normal course of business. Eligible Transactions exclude any merchants listed at https://www.bluevine.com/excluded-merchants-card-transactions, and any transactions determined by Bluevine or its banking partner, in their reasonable discretion, to be invalid, fraudulent, or not primarily for business purposes. Bluevine also reserves the right to reverse the bonus if a New Customer closes their Bluevine Business Checking Account within 150 days of funding it. No monthly fee only applies to the Bluevine Business Checking account standard plan.

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