BMO

To receive the Business Checking new account cash bonus of $400 (Tier 1): Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a BMO financial center between September 1, 2026 and February 1, 2027; and On Day 30, your account balance must be $4,000 or more; and From Day 31 to Day 90, your account balance must be $4,000 or more and it cannot drop below $4,000 during this period. To receive the Business Checking new account cash bonus of $750 (Tier 2): Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a BMO financial center between September 1, 2026 and February 1, 2027; and On Day 30, your account balance must be $25,000 or more; and From Day 31 to Day 90, your account balance must be $25,000 or more and it cannot drop below $25,000 during this period. To receive the Business Checking new account cash bonus of $1,000 (Tier 3): Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a BMO financial center between September 1, 2026 and February 1, 2027; and On Day 30, your account balance must be $50,000 or more; and From Day 31 to Day 90, your account balance must be $50,000 or more and it cannot drop below $50,000 during this period. To receive the Business Checking new account cash bonus of $1,500 (Tier 4): Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a BMO financial center between September 1, 2026 and February 1, 2027; and On Day 30, your account balance must be $100,000 or more; and From Day 31 to Day 90, your account balance must be $100,000 or more and it cannot drop below $100,000 during this period. To apply online, visit bmo.com/businesscheckingoffer and select “OPEN NOW” for the checking account of your choice; we’ll automatically apply the promo code for you. Accounts opened online on February 1, 2027 must have their applications submitted prior to 9:00 p.m. Central Time. To apply at a financial center, visit bmo.com/businesscheckingoffer, enter your information, and select “SEND MY PROMO CODE” to receive the promo code you must use when opening your account. You are not eligible for the business checking cash bonus if you have an existing BMO business checking account or have closed a BMO business checking account within the past 12 months, using the same Taxpayer Identification Number (TIN)/Employer Identification Number (EIN)/Social Security Number (SSN) as the new account. Offer can be changed or cancelled without notice at any time, cannot be combined with any other offer, and is limited to one cash bonus per business entity. If the balance in your business checking account drops below the assigned tier minimum between Day 31 and Day 90, you will be paid the cash bonus of the lowest bonus tier your balance drops to. If the balance in your business checking account goes above the assigned tier minimum between Day 31 and Day 90, you will not be paid a higher cash bonus. Day 1 is the day you open your account and begins the tracking period. If you open your account on a day other than a Business Day, Day 1 is the next Business Day. The cash bonus you qualify for will be deposited into the new checking account within 14 days of meeting the promotion requirements stated above, approximately Day 104. To receive the cash bonus, you must 1) meet the associated criteria for the respective offer mentioned above, 2) your checking account must be open, in good standing with a balance greater than zero on the day of payment, and 3) be either a BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account. The minimum deposit to open a business checking account is $100. Open a business checking account today to earn your bonus BMO Business Checking Accounts No Value BMO Simple Business Checking Budget-friendly with all the basics OPEN NOW BMO Premium Business Checking Most popular for growing businesses OPEN NOW BMO Elite Business Checking More transactions, earns interest4 OPEN NOW BMO Digital Business Checking Low-fee digital banking OPEN NOW Free transactions per statement period Up to 100 transactions5 Up to 200 transactions5 Up to 500 transactions5 Unlimited free incoming ACH transactions6 and incoming wire payments Fee-free cash deposits per statement period7 Up to $2,000 Up to $5,000 Up to $20,000 Up to $1,000 Monthly maintenance fee $10/month $15/month $25/month $10/month Average Collected Balance needed to waive monthly maintenance fee $100 $1,500 $10,000 or $25,000 Monthly Combined Business Balance $500 BMO and Allpoint ATM Transactions in the U.S.