No-Penalty 11-month CD

CIT Bank No-Penalty 11-month CD

APY

3.90%

Monthly Fee

None

To Qualify

$1,000 Balance

Availability

Nationwide

View Offer

How To Qualify

Earn 3.9% APY with no monthly service fees.

No penalty to access funds if needed before maturity

APY Details

You may withdraw the entire balance and earned interest without penalty beginning seven days after funding. No withdrawals are allowed during the first six days.

APY Requirements

Open the 11-month No-Penalty CD with at least $1,000.

The Fine Print

Monthly Fees: None
Account Type: No-Penalty 11-month CD
Expiration Date: None Listed
Additional Requirements: Minimum opening deposit: $1000
Availability: Nationwide

Monthly Fee Details

No account opening or monthly service fees.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

No-Penalty CD 3.90 % APY Lock in a great rate for 11 months. No opening or maintenance fees *APY — Annual Percentage Yield is accurate as of July 1, 2026. $1,000 minimum to open the account. With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.

Disclosure

Member FDIC

APY — Annual Percentage Yield is accurate as of July 1, 2026. $1,000 minimum to open the account.

With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.

For complete list of account details and fees, see our Personal Account disclosures.

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