Hudson Valley Credit Union Enhanced Business Checking Offer

Bonus Details

Earn $1,500 cash, paid 30 days after meeting requirements. Keep the account open and in good standing through payment. Limit one offer per business member.

How To Qualify

Open your first Enhanced Business Checking account in person; existing HVCU business checking customers are ineligible. Deposit at least $7,500 and maintain a $7,500 average daily balance through the end of the third full calendar month after opening. Within 90 days of opening, complete 10 qualifying transactions: deposits, ACH credits, incoming wires, bill payments or debit purchases. Enroll in Internet or Mobile Banking; no minimum opening deposit is required.

APY Details

0.05% APY as of September 7, 2026; variable and subject to change. No minimum balance to earn interest. Fees may reduce earnings.

The Fine Print

Monthly Fees: $20
Account Type: Business Bank Account
Promotion Start Date: 9/7/2026
Expiration Date: 11/24/2026
Additional Requirements: Keep at least $0.01 in regular share savings, positive balances in all share accounts and no loan payments more than 30 days late to remain in good standing.
Availability: New York

Monthly Fee Details

$20 monthly low-balance fee, waived when you maintain a $7,500 balance.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

For a limited time, open your first HVCU Enhanced Business Checking Account and earn $1,500 when you qualify. Offer Period: This promotional offer is valid from 09/07/2026 through 11/24/2026. Eligibility: Membership required. Must reside or operate a business in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Sullivan, Ulster, or Westchester County in New York State. Existing HVFCU business checking account holders are not eligible. Limit one offer per business member. Accounts must be open and in good standing at the time of bonus payment. Employees of HVFCU are not eligible. Annual Percentage Yield (APY): The APY for an Enhanced Business Checking Account is 0.05%, accurate as of 09/07/2026. Rates are variable and subject to change after account opening. There is no minimum balance to open the account or earn the stated APY. Fees or other conditions may reduce earnings. Open a New Account: Open your first new HVFCU Enhanced Business Checking Account during the promotional period. Meet Deposit and Balance Requirements: - Make or receive qualifying deposit(s) of at least $7,500. - Maintain the required average balance through the end of the third full calendar month after the account opening. Then maintain an average daily balance of at least $7,500 through the end of the third full calendar month after opening your account. Qualifying deposits are cash deposits, check deposits, ACH deposits, and wire transfers. Complete 10 Qualifying Transactions Within 90 days of opening your account, complete at least 10 banking transactions. Complete Qualifying Transactions: Complete ten (10) qualifying transactions within ninety (90) days of enrollment. Qualifying transactions include deposits, ACH credits, incoming wires, bill pay transactions, and debit card purchases. Enroll in Online Banking: Sign up for Internet or Mobile Banking. Fulfillment: HVFCU will deposit the cash bonus into the account holder’s new checking account thirty (30) days after meeting requirements. Account Standing Requirements: All accounts are subject to approval. Good standing means you have on deposit at least the par value of one full share ($0.01) in the regular share savings account, have no delinquent loans (payment is not more than 30 days late), and have a positive balance in all share accounts. Promotional offers cannot be combined. Unlimited Monthly Transactions | Unlimited Cash Deposits | $0 or $20 Monthly Low-Balance Fee** **Low balance fee waived when you maintain a balance of $7,500.