Grand Bank Offer

Bonus Details

Earn up to $250 when you open a new Simple Checking or BankOn Certified (Basic) Checking account. Earn $125 for debit card activity and another $125 for qualifying direct deposit or monthly external ACH transfers of at least $1,000 per month. The headline calls for 5 debit card transactions monthly within 60 days; the footnote specifies 5 transactions within 60 days of opening. Offer expires October 14, 2026.

How To Qualify

Open either eligible account with $50 by October 14, 2026; mention the ad. Must be 18+, with no Grand.bank checking in the prior 60 days; employees excluded; one person per offer/account. Earn $125 for 5 debit transactions within 60 days (headline says monthly), paid within 75 days. Earn another $125 with qualifying recurring employer/agency direct deposits or external ACH transfers of at least $1,000 monthly; required months unspecified, paid within 75 days of completion. Keep the account open with a positive balance until payout or forfeit the bonus.

The Fine Print

Monthly Fees: None
Household Limit: Limit one bonus per person/account
Account Type: Personal Bank Account
Expiration Date: 10/14/2026
Additional Requirements: The $125 debit card portion does not require direct deposit. For the additional $125, qualifying direct deposit or monthly external ACH transfers of at least $1,000 per month are alternatives.
Availability: Mississippi

Monthly Fee Details

Simple Checking has no monthly service fee. BankOn Certified (Basic) Checking has a $5 monthly maintenance fee ($60 annually), waived with direct deposit or 5 monthly debit card transactions.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Earn up to a $250 bonus when you open a new Simple or BankOn Certified (Basic) checking account and meet the requirements1. Open a new Simple or BankOn Certified (Basic) checking account and make 5 debit card account transactions monthly within 60 days1. Simple Checking Only $50 to open No minimum balance requirement BankOn Certified (Basic) Checking No minimum balance requirements Monthly fee waived with direct deposit or 5+ debit card purchases per month Only $50 to open Available only to residents in MS. Please mention this ad to receive the bonus. Offer expires October 14, 2026. Bonus available to customers 18 year or older. 1After you open a new checking account and complete 5 debit card transactions within 60 days of opening, we will deposit a single bonus of a $125 into your checking account within 75 days. Add a qualifying direct deposit or monthly ACH transfer for a minimum of $1,000 per month and we will deposit an additional $125 into your checking account within 75 days of completion for a max of a $250 bonus. A qualifying direct deposit is a recurring electronic payment, such as payroll, pension, Social Security, or other government income, made by an employer or external agency. Account must be open with a positive balance bonus, otherwise it is forfeited. Offer is limited to new Grand.bank checking account customers who have not held a Grand.bank checking account within the last 60 days. Limited to one person per offer/account. Grand.bank® employees are not eligible to receive this offer. See separate disclosures for each account listed for current fee information. Fees are subject to change without notice.