SoFi Checking and Savings

• Up to $400: either $50 or $400 signup bonus dependent on eligible direct deposit amount.
• Up to 3.30% regular APY: get a high Annual Percentage Yield on the savings account with eligible direct deposit of any amount. The direct deposit can be to either the checking or the savings account.
• Limited Time APY boost: get an extra 0.70% APY for the savings account on top of the regular rate, currently 3.30% (total of 4.00%!) if you open your first SoFi checking and savings account and receive monthly direct deposits or monthly normal deposits of at least $5,000. The boost will last for 6 months or until you stop getting these deposits.

The Direct Deposit Bonus Period begins when SoFi receives an Eligible Direct Deposit of $1 or more and ends 25 calendar days later. Make direct deposits totaling $1000 or more during the Direct Deposit Bonus Period for a $50 bonus. Make direct deposits totaling $5000 or more for $400 instead.