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Credit Union of Southern California Rewards Checking logo

Personal Bank Account

Credit Union of Southern California Rewards Checking

Bonus

Up to $200

Monthly Fee

$7/mo (waivable)

To Qualify

$1,500 Direct Deposit + 24 Transactions for two consecutive months

Availability

CA

Expires

12/31/2026

View Offer

Bonus Details

Each $50 reward is paid within 60 days of meeting its requirement.

How To Qualify

Open Rewards Checking with at least $100 to earn $50. Within the first three full calendar months after opening, earn an additional $50 for each: - Receive a direct deposit of at least $750 in each of two consecutive months. - Make at least 12 qualifying debit-card purchases each month for two consecutive months. - Open and fund an auto or personal loan.

The Fine Print

Monthly Fees
$7
Account Type
Personal Bank Account
Expiration Date
12/31/2026
ChexSystems
"All new accounts are subject to verification by ChexSystems® and are subject to approval and eligibility requirements."
Additional Requirements
Available for your first CU SoCal checking account or if you have not had one open within 365 days. Upgrades from Classic Checking are ineligible.
Availability
California

If you do not qualify for membership another way, CU SoCal provides free membership in an approved nonprofit partner association. A share savings account is required.

Monthly Fee Details

$7 monthly fee. Waived through Rewards+ when you maintain any three each calendar month: - At least $750 in monthly direct deposits. - 12 combined debit and/or credit card purchases. - An auto loan. - $25,000 average daily combined deposit balances. - A mortgage loan.

Early Account Closure Fee

No termination fee listed on their fee schedule

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Open a Rewards Checking Account with a minimum deposit of $100 to earn $50. Then complete any or all of the remaining steps within the first three full calendar months after opening your account to earn additional bonuses. Receive a monthly direct deposit of at least $750 for two consecutive months to earn $50. Use your debit card for 12 or more qualifying purchases each month for two consecutive months to earn $50. Open and fund an auto or personal loan to earn $50. Each earned bonus will be deposited to your Credit Union of Southern California (CU SoCal) Account within 60 days of meeting the requirement. This offer is limited to a Member’s first checking account or to Members who have not had an open CU SoCal Checking Account within 365 days. Upgrades from Classic to Rewards Checking are not eligible for this promotion. Offer expires December 31, 2026.

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