Quad City Bank and Trust (QCBT)
Bonus Details:
$300 credit to the account
Bonus Requirement:
Use the debit card at least three times, keep your account open and funded for 30 days, and sign up for eStatements. No direct deposit requirement.
You can open any personal checking account. The U Account seems best - it appears to be free and pays 3.49% APY (up to $10,000) if you have at least 15 debit card transactions in a month.
Monthly Fees: None
$5/mo paper statement fee if you don't accept eStatements, but then you wouldn't qualify for the bonus either.
Availability: IA, IL
Availability Details: Must be Iowa or Illinois resident. Offer is geared toward college students but you don't seem to need to be a student.
Accounts closed within 90 days will be charged $25.
Account Type: Personal Bank Account
Expiration: 12/31/2026