Quad City Bank and Trust (QCBT) Offer

Bonus Details

$300 credit to the account

How To Qualify

Open a new consumer checking account online with code COLLEGE and required $25–$50 opening deposit. Make at least 3 qualifying debit-card purchases, enroll in Personal Online Banking and receive eStatements each cycle within 90 days of opening. Keep account open at least 30 days with positive balance. New QCBT clients only (no consumer checking in past 12 months); must be student at listed schools with proof of enrollment.

The Fine Print

Monthly Fees: None
Account Type: Personal Bank Account
Expiration Date: 12/31/2026
Availability: Iowa, Illinois

Monthly Fee Details

No monthly maintenance fee stated for bonus qualification; U Checking charges $5 per statement cycle if you receive paper statements. Enrolling in eStatements, required for the bonus, avoids it.

Early Account Closure Fee

Accounts closed within 90 days will be charged $25.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

LEARN HOW TO ENROLL 1NEW CLIENT BONUS OFFER: Earn a $300.00 bonus when you open a new qualifying consumer checking account and meet all of the following requirements within 90 calendar days of account opening (“qualifying period”). To qualify for the New Client Bonus Offer: a) Open any new consumer checking account, subject to approval, with the required minimum opening deposit; b) Use your account’s debit card* at least three (3) times during the qualifying period; c) Enroll in Personal Online Banking and receive your monthly statements electronically (e-Statements) each statement cycle. This offer is available only to new Quad City Bank & Trust (QCBT) clients who have not held any consumer checking account with QCBT in the past 12 months. Current consumer checking clients of QCBT are not eligible for this bonus offer. Business accounts are not eligible for this promotion. Quad City Teen Checking account is not eligible for this offer. Must be a student at one of the following local colleges or universities to open an account: St. Ambrose University (Davenport, IA), Augustana College (Rock Island, IL), Eastern Iowa Community College System, Palmer College of Chiropractic (Davenport, IA), Blackhawk College (Moine, IL). Proof of enrollment required. Bonus Payment: The bonus will be deposited into your new QCBT consumer checking account within 30 calendar days after all of the qualifying requirements are met, provided the requirements were met within the “qualifying period”, the account is active and has a positive balance at the time of the bonus payment. Additional terms: Minimum opening deposit requirements range from $25 - $50, depending on the checking account type. This offer is limited to one bonus per customer, per account, and will be paid to the primary owner.Offer cannot be combined with other offers. Promotion ends December 31, 2026 and is subject to change without notice.