iTHINK Financial Offer

Bonus Details

Earn $50 for opening and funding a qualifying checking account, plus $75 after completing the direct deposit requirement.

How To Qualify

New memberships only. Open and fund membership savings ($5) and qualifying checking on the same day. Receive $1,000 in qualifying direct deposits within 90 days.

Optional: open a myRewards Visa Signature Credit Card and spend $3,000 on purchases within 90 days for 10,000 points, subject to approval.

Complete all these steps for an additional balance bonus based on the highest average daily balance during the first 90 days: $100 with $1,500+, $225 with $10,000+, or $275 with $20,000+.

The Fine Print

Monthly Fees: None
Account Type: Personal Bank Account
Expiration Date: None Listed
Availability: Florida, Georgia

Monthly Fee Details

myWallet Free Checking has no monthly service fee.

The myChoice Checking account has a $5 monthly service fee (not waivable) but 7% APY on your first $3000, which pays for that fee if you can swing it.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Only $5 is needed to open a savings account and begin your lifetime Membership with iTHINK Financial. *To qualify for promotional bonuses, membership and a qualifying checking account must be opened and funded on the same day to qualify for $50 checking bonus. To earn the $75 direct deposit bonus, at least $1,000 in qualifying direct deposits must be received within the first 90 days. Transfers between accounts, ATM deposits, wires, and person-to-person payments do not qualify. Credit card bonus subject to approval and qualifying purchases. Deposit bonus based on highest average daily balance maintained during the first 90 days. A one-time bonus of 10,000 points will be awarded to members who spend $3,000 in purchase transactions within the first 90 days of opening their myRewards VISA® Signature Credit Card account. Transactions such as cash advances or balance transfers do not qualify towards the $3,000 purchase requirement. Cash bonuses will be paid within 90-120 days depending on the day the member joined the credit union. Promotion is for new memberships only and is limited to one per membership.