Visions Federal Credit Union Offer

Bonus Details

Earn $200 with $1,000–$2,999.99 in qualifying direct deposits, $300 with $3,000–$4,999.99, or $500 with $5,000+ within 90 days. One bonus is paid to primary savings 90 days after checking opens.

How To Qualify

Age 18+ with no prior Visions membership: open Flex Checking or Flex Checking Plus using DD500FALL2026 and maintain the $1 membership balance. Receive at least two new recurring payroll, pension, or government-benefit direct deposits totaling $5,000 within 90 days for $500; lower tiers are available. Keep the account open and in good standing. Cannot combine with another checking, membership, or referral promotion.

The Fine Print

Monthly Fees: None
Account Type: Personal Bank Account
Promotion Start Date: 9/1/2026
Expiration Date: 12/31/2026
Availability: Pennsylvania, New York, New Jersey

Monthly Fee Details

Flex Checking has no monthly fee. Plus costs $8/month, waived by maintaining $1,000 in the account or $25,000 in combined consumer deposit/loan balances at all times; veterans and spouses also qualify with proof of service at opening.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Become a member and open a checking account using promo code: DD500FALL2026 Establish new, qualifying direct deposits to the new checking account within 90 days. Visions membership required with $1 minimum balance; membership eligibility restrictions apply, ask for details. Must open new Flex Checking or Flex Checking Plus account during promotional period to receive promotional offer; cannot have had any prior Visions membership. If qualifying, recurring (2 or more) direct deposits reach the following aggregates within 90 days of opening the new checking account, the following bonus may be earned: $200 bonus if aggregate totals between $1,000-$2,999.99; $300 bonus available if aggregate totals between $3,000-$4,999.99; $500 bonus available if aggregate totals $5,000 or more. Direct deposit cannot be reallocated from another Visions membership or Visions share account. Only one bonus will be issued based on the aggregate amount of new direct deposit funds as of day 90 from opening new checking account, regardless of subsequent deposits after day 90. Direct deposits must be payroll from employment, pension, or government benefit payments (e.g., Social Security) via the Automated Clearing House (“ACH”) Network. A paystub may be requested and required for verification that the direct deposit is payroll from employment to receive the bonus. Bonus will be credited 90 days after the open date of new checking account, will deposit to member’s primary savings, and is reportable for tax purposes. Consumer accounts only; must be open and in good standing – see a representative for details. Must be 18 years of age or older. Offer is only valid during promotional period from September 1, 2026 to December 31, 2026, with promo code. The promotional code is required at checking account opening to qualify for the bonus. Member cannot take advantage of promotion more than once. Cannot be combined with any other checking account, membership, or referral promotion. **Flex Checking Plus: requires $1,000 minimum account balance or $25,000 in combined consumer deposit/loan balances at all times to avoid $8 monthly service charge. Fee waiver also available for veteran service members and their spouses; proof of service required for Veterans Program waiver and must be shown at account opening.