Personal Bank Account
PNC
Bonus
$400
Monthly Fee
$25/mo (waivable)
To Qualify
$5,000 Direct Deposit
Availability
Nationwide
Expired
9/1/2026
Bonus Details
$100 bonus with $500 in qualifying direct deposits ("Virtual Wallet" account type). $400 bonus with $5,000 in qualifying direct deposits ("Virtual Wallet with Performance Select" account type).
How To Qualify
Open a new account and receive qualifying direct deposits within 60 days.
The Fine Print
- Monthly Fees
- $25
- Credit Inquiry
- Soft Pull
- Household Limit
- None
- Account Type
- Personal Bank Account
- Expiration Date
- 9/1/2026
- Additional Requirements
- New account not eligible if signer has existing PNC consumer checking, closed an account within 12 months, or received a promotional premium in past 24 months.
- Availability
- Nationwide
Monthly Fee Details
$25/month for Virtual Wallet with Performance Select ($400 bonus tier). Waivable with $5,000 average monthly balance, $5,000 in qualifying direct deposits, or $25,000 in linked eligible accounts. $15/month for Virtual Wallet with Performance Spend ($200 bonus tier). Waivable with $2,000 in direct deposits or $2,000 average monthly balance. Monthly fee is waived for the first three statement cycles on both accounts.