Farmers Insurance Federal Credit Union

An initial deposit of $20 is required to open High Yield Checking. High Yield Checking will earn up to 5.00% APY in dividends and is eligible for up to $10 (ten dollars) in ATM surcharge rebates per statement cycle subject to the following: 1) $1,000 (one thousand dollars) monthly minimum direct deposit, 2) eStatements, and 3) 10 Debit Card Point of Sale (PIN and Signature based) posted transactions using the Farmers Insurance Federal Credit Union Debit Card. Posted transactions count toward monthly minimums. Additional restrictions apply: I must be a Member in good standing with a valid email address on file with the Credit Union. Qualifying transactions must post and clear the account during the monthly qualification cycle. Should the account not qualify for ATM surcharge rebates and/or the 5.00% APY in dividends, and for balances in excess of $5000, the account will earn 0.20% APY (twenty basis points) on the checking account balance. Use promo code GHYCHECK at signup. This offer is not available to referrals or individuals who are currently or have been in the past a Member of the Credit Union. The eligible New Member must open a qualified bonus account with a minimum qualifying deposit with new money and/or obtain a new qualifying loan with the Credit Union within 10 days of joining the Credit Union. The New Member must remain a Member for at least 90 days in order for the bonus to be paid. In order to qualify for any Bonus under this Promotion, the New Member must at all times, from the time the individual becomes a Member of the Credit Union until the bonus is paid, be a Member in good standing and not in breach of any Credit Union policy or agreement with the Credit Union. The Direct Deposit Bonus Period begins when the eligible New Member opens a new Credit Union Checking (sharedraft) account and ends 90 calendar days after account opening. $100 Bonus for Eligible Direct Deposits with a cumulative total of $3,000 to $14,999, received through at least 3 eligible Direct Deposits, made on different days, during the Direct Deposit Bonus Period. $250 Bonus for Eligible Direct Deposits with a cumulative total of $15,000 or more, received through at least 3 eligible Direct Deposits, made on different days, during the Direct Deposit Bonus Period. The New Member must have an active Membership savings account at the time of the bonus payout. Eligible Direct Deposit means a recurring deposit of regular income to a Member’s FIGFCU Checking (sharedraft) account, from payroll, pension, or government benefit payments (e.g., Social Security), made by the Member’s employer, payroll, benefits provider, or government agency (“Eligible Direct Deposit”) via the Automated Clearing House (“ACH”) Network. The Promotion is available starting October 01, 2025 until further notice.