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Personal Bank Account

Percapita

Bonus

$300

Monthly Fee

None

To Qualify

$3,600 Spend

Availability

Nationwide

Expires

12/31/2026

View Offer

Bonus Details

Up to $300 cash back over a year, paid as $25 per qualifying month within 10 days after month-end. A further $10 is paid for opening a Goals savings account within your first 30 days.

How To Qualify

Download the app and open a Percapita Cash Account by December 31, 2026. Spend at least $300 in qualifying Percapita Visa Debit Card purchases each calendar month during your first year to earn $25 per month. ATM withdrawals, cash substitutes (including gift cards), and money transfers do not count. Keep a positive balance and the account open and active throughout each qualifying month, with at least one non-fee monetary transaction.

The Fine Print

Monthly Fees
None
Credit Inquiry
Soft Pull
Account Type
Personal Bank Account
Expiration Date
12/31/2026
Additional Requirements
Limited to first 7,000 new customers. Must not have previously opened a Cash Account. Percapita reserves the right to revoke or modify this offer at any time. Accounts engaged in abuse or gaming will be disqualified.
Availability
Nationwide
Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

*New Percapita customers who are one of the first 7,000 new customers to open a Percapita Cash Account between April 16, 2025, and December 31, 2026, shall earn a twenty-five-dollar ($25) incentive payment for each calendar month in which they spend three hundred dollars ($300) or more using their Percapita Visa® Debit Card during their first year after account opening. To be considered a new Percapita customer and thereby qualify for the incentive payment, you must not have previously opened a Cash Account. For purposes of this offer, using your Percapita Visa Debit Card for cash withdrawals at an ATM, cash substitutes (e.g., sports betting, casino chips, money orders, gift cards, prepaid cards, check cashing services) or for money movement (e.g., peer-to-peer transfers or account funding transfers) will not be considered spending or a purchase, and, therefore, will not contribute toward the three hundred dollar ($300) qualifying requirement. To qualify for a monthly incentive payment the new Cash Account must have a balance greater than zero and remain open and active throughout the applicable incentive month (which means that the account has been open and has had at least one monetary (non-fee) transaction during the applicable incentive month. If the above eligibility criteria are met, the $25 incentive payment will be credited to the new customer’s Cash Account within ten (10) days of the applicable incentive month-end. This promotion is valid from April 16, 2025, through December 31, 2026. Percapita reserves the right to revoke or modify this offer at any time, with or without notice. If it is determined that a customer has engaged in or plans to engage in abuse or gaming in connection with this offer, that customer will be prohibited from further participation in the offer and will forfeit all rights to any incentive payments.

Disclosure

Percapita Group, Inc. is a digital company that provides access to products and services to improve financial wellness. Percapita is not a bank. Percapita deposit accounts are provided by Sutton Bank, Member FDIC. Incentive payments are offered and paid by Percapita and not by Sutton Bank.

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