Personal Bank Account
Percapita
Bonus
$300
Monthly Fee
None
To Qualify
$3,600 Spend
Availability
Nationwide
Expires
12/31/2026
Bonus Details
Up to $300 cash back over a year: spend $300 a month on the Percapita Visa Debit Card and receive $25 back each month, paid within 1-3 business days. A further $10 is paid for opening a Goals savings account within your first 30 days. Limited to the first 7,000 approved accounts.
How To Qualify
New Percapita customers who are one of the first 7,000 new customers to open a Percapita Cash Account between April 16, 2025, and December 31, 2026, shall earn a $25 incentive payment for each calendar month in which they spend $300 or more using their Percapita Visa Debit Card during their first year after account opening.
ATM cash withdrawals, cash substitutes (sports betting, casino chips, money orders, gift cards, prepaid cards, check cashing services), and money movement (peer-to-peer transfers, account funding transfers) do not count toward the $300 spending requirement.
Account must have a balance greater than zero and remain open and active throughout the applicable incentive month. $25 incentive credited within 10 business days of month-end.
The Fine Print
- Monthly Fees
- None
- Credit Inquiry
- Soft Pull
- Account Type
- Personal Bank Account
- Expiration Date
- 12/31/2026
- Additional Requirements
- Limited to first 7,000 new customers. Must not have previously opened a Cash Account. Percapita reserves the right to revoke or modify this offer at any time. Accounts engaged in abuse or gaming will be disqualified.
- Availability
- Nationwide
Disclosure
Percapita Group, Inc. is a digital company that provides access to products and services to improve financial wellness. Percapita is not a bank. Percapita deposit accounts are provided by Sutton Bank, Member FDIC. Incentive payments are offered and paid by Percapita and not by Sutton Bank.