Personal Bank Account
Percapita
Bonus
$300
Monthly Fee
None
To Qualify
$3,600 Spend
Availability
Nationwide
Expires
12/31/2026
Bonus Details
Up to $300 cash back over a year, paid as $25 per qualifying month within 10 days after month-end. A further $10 is paid for opening a Goals savings account within your first 30 days.
How To Qualify
Download the app and open a Percapita Cash Account by December 31, 2026. Spend at least $300 in qualifying Percapita Visa Debit Card purchases each calendar month during your first year to earn $25 per month. ATM withdrawals, cash substitutes (including gift cards), and money transfers do not count. Keep a positive balance and the account open and active throughout each qualifying month, with at least one non-fee monetary transaction.
The Fine Print
- Monthly Fees
- None
- Credit Inquiry
- Soft Pull
- Account Type
- Personal Bank Account
- Expiration Date
- 12/31/2026
- Additional Requirements
- Limited to first 7,000 new customers. Must not have previously opened a Cash Account. Percapita reserves the right to revoke or modify this offer at any time. Accounts engaged in abuse or gaming will be disqualified.
- Availability
- Nationwide
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.
Disclosure
Percapita Group, Inc. is a digital company that provides access to products and services to improve financial wellness. Percapita is not a bank. Percapita deposit accounts are provided by Sutton Bank, Member FDIC. Incentive payments are offered and paid by Percapita and not by Sutton Bank.

