Service Credit Union Offer

Bonus Details

A share certificate is the credit union version of a CD: deposit money upfront to earn a fixed rate for a set term. Service Credit Union's 12-month term has the highest listed APY; 6- and 9-month terms offer slightly lower rates.

How To Qualify

Open a 12-month share certificate with at least $500.

APY Details

The certificate earns a fixed rate for 12 months. Early withdrawals incur a penalty and reduce earnings.

APY Requirements

Be a Service Credit Union member, or establish membership with $5 in Primary Savings. Open the 12-month share certificate with at least $500 and keep dividends on deposit through maturity to receive the stated APY.

The Fine Print

Monthly Fees: None
Account Type: Share Certificate
Expiration Date: None Listed
Additional Requirements: Establish membership with $5 in a Primary Savings Account.
Availability: Nationwide

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Share & IRA Certificate Rates Open a Share Certificate TERM DIVIDEND RATE ANNUAL PERCENTAGE YIELD (APY)* MINIMUM DAILY BALANCE TO OBTAIN APY 3 Months 3.203% 3.25% $500.00 6 Months 3.928% 4.00% $250.00 9 Months 3.928% 4.00% $500.00 11 Months 3.154% 3.20% $500.00 12 Months 4.025% 4.10% $500.00 15 Months 3.057% 3.10% $500.00 18 Months 2.960% 3.00% $500.00 24 Months 2.960% 3.00% $500.00 36 Months 2.325% 2.35% $500.00 48 Months 2.423% 2.45% $500.00 60 Months 2.472% 2.50% $500.00 *Rates shown are Annual Percentage Yields (APY), accurate as of 09/08/2026, and subject to change without notice as determined by the Board of Directors. Minimum deposit of $500 is required, except for our 6-month term which requires a $250 minimum. Penalty for early withdrawal. The APY is based on the assumption that dividends will remain on deposit until maturity. Withdrawal or fee will reduce earnings. Certificates are fixed-rate accounts and will remain in effect until maturity. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. There are no monthly maintenance fees, but early withdrawal penalties may apply.