Elevate Checking
Guaranty Bank
Bonus
$200
Monthly Fee
None
To Qualify
Any Direct Deposit
Availability
MO
Expires
12/31/2026
Bonus Details
$200 bonus will be deposited into your new checking account within 30 calendar days after all qualifying requirements are met, provided the account is active and has a positive balance.
How To Qualify
Open a new consumer checking account and meet all requirements within 90 calendar days:
- Minimum opening deposit of $25-$50 depending on account type
- At least one direct deposit or direct debit via ACH posted and settled to the account
- Enroll in electronic statements (eStatements)
- Account must be open for at least 30 calendar days with a positive balance
Must be a Missouri resident. Cannot have closed a Guaranty Bank consumer checking account within the previous 12 months. One bonus per customer, per account. Cannot be combined with other offers.
The Fine Print
- Monthly Fees
- None
- Credit Inquiry
- Soft Pull
- Household Limit
- One bonus per customer, per account. Customers who have previously received a new account bonus are not eligible. Cannot have closed a consumer checking account within the previous 12 months.
- Account Type
- Elevate Checking
- Expiration Date
- 12/31/2026
- Additional Requirements
- Direct deposit is not strictly required — a direct debit (ACH bill payment) also qualifies. P2P payments (Zelle, Venmo, CashApp) do not qualify.
- Availability
- Missouri
Missouri residents only
Monthly Fee Details
$3.00 paper statement fee waived with eStatements enrollment. No other monthly fees listed.
Early Account Closure Fee
$20 early closing fee if account is closed within 90 calendar days of opening.
Disclosure
All bonuses and offers will be reported to the IRS under the primary account owner. Client will be responsible for taxes on this bonus. Member FDIC.

