Holyoke Credit Union Offer

Bonus Details

Earn $300 with qualifying direct deposit and the required debit-card purchases or credit-card spending. Limit one bonus per member/household; existing HCU checking account holders are excluded.

How To Qualify

Open SimplyFREE Checking with $10 and purchase a $5 refundable membership share. Receive your first direct deposit within 60 days and your full direct deposit each statement period for a full year. Complete six debit-card purchases that clear and post within 60 days, OR spend $1,000 on an HCU VISA Platinum Credit Card within three months of card issuance. Enroll in online banking and receive eStatements.

The Fine Print

Monthly Fees: None
Account Type: Personal Bank Account
Expiration Date: None Listed
Availability: Massachusetts, Connecticut

Monthly Fee Details

No monthly maintenance fee. Closing within the first 12 months triggers a $300 charge; the fee schedule also lists a $25 early-closeout fee within 180 days.

Early Account Closure Fee

Your checking account will be charged $300 if you close your account the first 12 months after the account is opened.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

No monthly maintenance fees. SIMPLYFREE CHECKING INCLUDES: Contactless Debit Card Apple Pay®, Google Pay™, and Samsung Pay™ compatibility Online Banking & Mobile Banking Mobile Deposit & Bill Pay One free order of checks Free eStatements Surcharge-free ATM access** HOW TO EARN YOUR $300* Set up direct deposit Use your debit card Enroll in online banking & eStatements Open SimplyFREE Checking With just $10 to open a SimplyFREE Checking account, you can open your account online in minutes or visit any HCU branch to get started. *The following qualifications must be met: You will receive your $300 bonus once Holyoke Credit Union receives your direct deposit. Direct deposit must be received within 60 days of account opening. Holyoke Credit Union must receive your full direct deposit during each monthly qualification cycle (statement period) for a full year. Checking account must have at least six (6) debit card purchases within the first 60 days from opening (transactions must clear and post within the first 60 days to qualify) – OR – you must spend $1,000 on your Holyoke Credit Union VISA® Platinum Credit Card within three (3) months of the credit card being issued. Member must enroll in online banking and receive eStatements. One $300 bonus per member/household. Existing HCU checking account holders are excluded from offer. Your checking account will be charged $300 if you close your account the first 12 months after the account is opened.