Suffolk Federal Credit Union

$250 bonus after qualifying direct deposits totaling $2500 or more within your first 90 days.

$250 when you make additional qualifying direct deposits totaling $2500 or more between days 91-180.

Make $2500 in direct deposits within first 90 days for the first $250. And another $2500 in direct deposits within the next 90 days for the second $250, for $500 total.

Momentum Checking pays 1.50% APY on balances up to $20,000 and 0.05% APY on the portion above $20,000, in months you meet the rewards criteria.

At least 20 debit card purchases per month, and an average daily balance of $5,000 in the checking account.