TruStone Financial Offer

Bonus Details

Up to $450 Cash for Direct Deposits, $50 for eStatements.

How To Qualify

Within 60 days of opening, receive $1,000 in direct deposits for $200, $2,500 for $300 total, or $5,000 for $450 total. Enroll in e-statements within the same 60 days for another $50, up to $500 total. Opening deposits: Value $25; TruRate $2,000; Premium $300; MoneyWise (ages 13–17) $5. Allow up to 90 days from opening for payout.

APY Details

TruRate earns 4.00% APY on balances up to $20,000 and 0.10% on the portion above $20,000. If monthly requirements are not met, the entire balance earns 0.01%. Premium earns 0.10% APY; Value and MoneyWise pay no dividends. Rates may change.

APY Requirements

For TruRate's highest APY, maintain active TruStone Visa credit and debit cards, make 12 combined transactions of at least $5 each per month, and enroll in eStatements. Limit one TruRate account per household.

The Fine Print

Monthly Fees: None
Account Type: Personal Bank Account
Expiration Date: 12/31/2026
Additional Requirements: You must not have a current or prior TruStone checking account. One eligible account per membership. Membership requires a separate $5 share. Applicants under 18 need a parent or guardian on the account.
Availability: Wisconsin, Minnesota

Monthly Fee Details

Value and MoneyWise have no monthly fee. TruRate charges $10 per month, waived with a $2,000 minimum daily balance. Premium charges $5 per month, waived with a $300 minimum daily balance.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

1Offer valid 1/1/26 – 12/31/26. Only one account per membership is eligible and member must not have a current or prior checking account with TruStone. Earn cash back for the following actions within 60 days of account opening: $200 cash back for direct deposit of at least $1,000; increases to $300 if direct deposit reaches $2,500; increases to $450 if direct deposit reaches $5,000; and $50 cash back for enrolling in e-statements. Allow up to 90 days from account opening for cash back deposit. Must be 13 years of age or older. Those under 18 years old must have a parent or guardian on the account to be eligible for cash back. Excludes business and trust accounts. Rates subject to change, including after account opening. APY Tiers: Balances less than $20,000 earn 4.00% APY if requirements are met and any balance portion more than $20,000 earns 0.10% APY. To earn the highest yield, member must maintain active TruStone Visa credit and debit cards with 12 combined transactions per month of at least $5 each and enroll in eStatements. If any of the requirements are not met in a given month, the APY reduces to 0.01% on entire balance. A $10 monthly fee will be assessed if the daily balance falls below $2,000. Limit one account per household. A $5 monthly fee will be assessed if the daily balance falls below $300.