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Personal Bank Account

Langley Federal Credit Union Checking & Savings

Bonus

$300

APY

3.60%

Monthly Fee

None

To Qualify

$3,000 Direct Deposit

Availability

NC, VA

View Offer

Bonus Details

Earn $300 with qualifying checking deposits of at least $1,000 monthly for three consecutive months. New members can earn an additional savings bonus based on the first 180 days’ average daily balance: $50 for $5,000–$9,999.99, $150 for $10,000–$24,999.99, or $250 for $25,000 or more. Open High-Yield Savings within 30 days of membership. Maximum combined reward: $550.

How To Qualify

Open checking within 30 days of membership using code LANGLEYBONUS2026. Receive at least $1,000 in qualifying payroll, pension, Social Security or other recurring ACH income each month for three consecutive months; ordinary transfers and check deposits do not qualify. Keep checking open and in good standing through payout, after the third qualifying month. Limit one checking reward per eligible member; cannot combine with other checking promotions.

APY Details

High-Yield Savings earns 3.60% APY on balances up to $25,000. Balances above $25,000 earn 0.05% APY.

APY Requirements

Enroll in eStatements and make no more than one withdrawal per month. If these requirements are not met, balances earn 0.05% APY.

The Fine Print

Monthly Fees
None
Credit Inquiry
Soft Pull
Account Type
Personal Bank Account
Expiration Date
None Listed
Additional Requirements
A $5 deposit to a Langley savings account is required to establish membership. Use promo code LANGLEYBONUS2026 at account opening.
Availability
North Carolina, Virginia

Open to eligible recipients in North Carolina and Virginia who receive the promotion directly from Langley through its new member acquisition direct mail campaign.

Monthly Fee Details

High-Yield Savings, Free Checking and Platinum Checking have no monthly fee. Essential Checking costs $5 monthly, reimbursed with debit card use or one Digital Banking login monthly. MyDesign includes one free option; its optional All-In bundle costs $9.95 monthly.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Offer available only to eligible recipients who receive this promotion directly from Langley through the new member acquisition direct mail campaign. 2 To qualify for the $300 checking reward, new and existing members who receive the promotional email directly from Langley must open a Langley Checking account within 30 days of membership open date, receive qualifying deposits of at least $1,000 each month for three consecutive months, and keep the account open and in good standing through the reward payout date. Reward will be deposited into the member’s Langley savings account after the third consecutive month of qualification and after all requirements have been verified. Qualifying deposits include payroll, pension, Social Security, or other recurring income electronically deposited through the Automated Clearing House network. Transfers between Langley accounts, person-to-person payments, mobile deposits, ATM deposits, cash deposits, check deposits, wire transfers, and trial deposits do not qualify. Limit one checking reward per eligible member. Offer may not be combined with other checking promotional offers. 3 To qualify for the High-Yield Savings reward, new members must open a Langley High-Yield Savings account within 30 days of establishing membership to earn a reward based on the account’s average daily balance during the first 180 days. Average daily balance below $5,000 does not qualify. Reward tiers are $50 for $5,000–$9,999.99; $150 for $10,000–$24,999.99; and $250 for $25,000 or more. Reward will be deposited within 30 days after the 180-day period. Limit one High-Yield Savings reward and one High-Yield Savings account per member. $5 deposit to Langley savings account required for membership. New Members Can Earn up To $300 with a Langley Checking Account Open a Checking Account Receive qualifying deposits of at least $1,000 each month for 3 consecutive months Earn up to $300 Open a High-Yield Savings New Members Can Earn up To $250 with a High-Yield Savings Account Open a High-Yield Savings Account within 30 days of your membership Maintain a qualifying High-Yield balance for 180 days Earn up to $250 Open a Checking Account Use Promo Code LANGLEYBONUS2026 at account opening.

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