Business Bank Account

Banner Bank Business

Bonus

$1,000

Up to

2.53%

Monthly Fee

$20/mo

To Qualify

$35,000 Transfer

Availability

OR, WA, CA, ID

Expires

11/30/2026

View Offer

Bonus Details

Earn up to $1,000 ($500 checking + $500 savings). Bonuses are paid within 30 days after meeting requirements; accounts must remain open and in good standing at payout.

How To Qualify

Open at a branch with code 2026EM. Checking: set up direct deposit; deposit $5,000/$10,000 within 60 days for $250/$500, then maintain that balance for another 90 days. Business savings or money market: deposit $5,000 in new money within 60 days for $250; alternatively, open Business High Yield Relationship Savings with $25,000 in new money for $500. Maintain the savings tier balance for another 90 days. High Yield Relationship Savings requires Banner checking; Basic Business Checking requires $100 to open.

APY Details

Business High Yield Relationship Savings earns 0.25%–2.53% APY as of August 20, 2026. Rates may change, and the interest tier depends on the actual daily account balance.

APY Requirements

Requires a Banner Bank checking account and $25,000 in new money to open. Relationship balances below $25,000 earn 0.25% APY.

The Fine Print

Monthly Fees: $20
Account Type: Business Bank Account
Expiration Date: 11/30/2026
Additional Requirements: No existing business checking for its bonus, or business savings/money market for its bonus. Accounts closed within the last two years are ineligible. Limit one bonus per account category every two years per business tax ID. Nonprofits, government entities and political/campaign accounts are excluded, as are accounts closed with a negative balance within three years.
Availability: Oregon, Washington, California, Idaho

Monthly Fee Details

Basic Business Checking: $10/month, waived with $800 minimum daily, $2,500 average daily, or $5,000 combined average daily balances. Business High Yield Relationship Savings: $10/month, waivable; confirm waiver conditions at opening. Other account options have different fees. Basic checking paper statements cost $3/month ($6 with check images); electronic statements are free.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Open a business checking account, set up direct deposit and meet all deposit and balance requirements1 to earn your bonus. 1 To receive the business checking or savings offers, you must open your account(s) at a Banner Bank branch and use the promotional code 2026EM at account opening. Offer is not available to those whose accounts have been closed within the last 2 years. You may receive only one new account opening-related bonus every 2 years per business entity with a unique tax ID on a business checking account and one new account opening-related bonus every 2 years on a business savings or money market account. To qualify for the business checking offer, you must not already have a business checking account. To qualify for the business savings or money market account, you must not already have a business savings or money market account. Offer not available for local, state or Federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign accounts, or whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. Offer is subject to change without notice and may not be combined with any other offer. Must meet standard account opening requirements. Offer available to residents of OR, WA, CA and ID only. To receive the $250 checking bonus: Open any new Banner Bank business checking account AND deposit a minimum of $5,000 into that account within 60 days AND maintain a minimum balance of $5,000 for 90 days. To receive the $500 checking bonus: Open any new Banner Bank business checking account AND deposit a minimum of $10,000 into that account within 60 days AND maintain a minimum balance of $10,000 for 90 days. To receive the $250 savings bonus: Open any new Banner Bank business savings or money market account AND deposit a minimum of $5,000 of new money (not held at Banner Bank) into that account within 60 days AND maintain a minimum balance of $5,000 for 90 days. To receive the $500 High Yield Relationship Savings bonus: Open a new Banner Bank business High Yield Relationship Savings account AND deposit a minimum of $25,000 of new money (not held at Banner Bank) into that account within 60 days AND maintain a minimum balance of $25,000 for 90 days. After you have met the above requirements, we'll deposit the bonus into your new account within 30 days. Banner Bank will monitor the balances maintained in your new account(s) during the qualification period to determine bonus amount paid, if applicable. Account must be in an open status and in good standing at the time of payout. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. Fees: Service fees may apply based on the account(s) you select. IRS Form 1099-INT or 1042-S: Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Offer expires 11/30/2026. 2 Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.

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