All bank offers
Cambridge Savings Bank logo

Personal Bank Account

Cambridge Savings Bank

Bonus

$800

Monthly Fee

$10/mo (waivable)

To Qualify

$2,500 Direct Deposit + $5,000 Balance

Availability

MA, NH

Expires

10/1/2026

View Offer

Bonus Details

Earn up to $800 in checking bonuses: a one-time $500 bonus after meeting direct deposit and balance requirements for 3 months, plus up to $300 in recurring monthly debit card rewards ($25/month for up to 12 months when making at least 10 qualifying debit card purchases of $10 or more each month).

How To Qualify

Open a new personal checking account (excluding Simple Checking for Students) with a $10 minimum opening deposit between May 1, 2026 and September 30, 2026. You must not currently have, or have had, a CSB personal checking account in the last 12 months. Enroll in eStatements within 30 calendar days. Receive cumulative monthly direct deposits totaling $2,500 or more within each of the first 3 full calendar months following account opening and funding. Maintain a minimum average monthly balance of $5,000 for the first 3 full calendar months. Qualifying direct deposits include payroll, pension, and government benefits via ACH.

For the recurring $25/month debit bonus (up to $300 total): Complete at least 10 qualifying debit card purchases of $10 or more using the CSB Debit Mastercard within each of the first 12 calendar months. ATM transactions, cash advances, and person-to-person transfers do not qualify.

The $500 one-time bonus will be credited within 2 months of the end of the qualification period. All bonuses will be reported to the IRS as interest.

The Fine Print

Monthly Fees
$10
Credit Inquiry
Soft Pull
Household Limit
One per household
Account Type
Personal Bank Account
Promotion Start Date
5/1/2026
Expiration Date
10/1/2026
ChexSystems
Yes
Additional Requirements
Requires $5,000 min avg monthly balance for 3 months. eStatements enrollment within 30 days required. Must not have had a CSB personal checking account in the last 12 months.
Availability
Massachusetts, New Hampshire

You must live or work in Massachusetts or New Hampshire

Monthly Fee Details

Performance Checking: $10/month (waivable). Performance Plus Checking: $20/month (waivable). Simple Checking: No monthly fee.

Some links on bankrewards.io are affiliate links. We may earn a commission if you click and open an account or earn a bonus. This is how we support the site. Thank you!