Provident Credit Union Offer

Bonus Details

$475 bonus on a Dividend Business Checking account: deposit at least $2,500 in total within the first 60 days, and make purchases of $400 or more on a Provident Business debit and/or credit card in each of two consecutive months starting the month after opening. $100 minimum to open.

How To Qualify

Use promo code SEED475 when applying. Deposit at least $2,500 in total within the first 60 days of opening ($100 minimum to open). Make $400 or more in Provident business debit and/or credit card purchases in each of two consecutive months starting the month after opening. Enroll in online banking and eDocuments.

APY Details

Up to 0.85% APY on Dividend Business Checking, tiered by balance.

APY Requirements

A balance of at least $125,000 earns 0.85% APY. Lower balances earn 0% below $25,000, 0.50% from $25,000 to under $75,000, and 0.75% from $75,000 to under $125,000. Rates may change.

The Fine Print

Monthly Fees: None
Account Type: Business Bank Account
Expiration Date: None Listed
Additional Requirements: Available to new business members residing in California. You are ineligible if you currently own a Provident business account or owned one within the past two years. One bonus per business. A Business Savings account is required. Keep at least $5 in Business Membership Savings. Keep checking active and in good standing for the two consecutive months after the opening month.
Availability: California

Monthly Fee Details

No monthly or annual fees.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Business owners can earn a $475 bonus when they open a Dividend Business Checking account with Provident and meet the requirements outlined below.122 Use promo code SEED475 when applying. Make at least $2,500 in total deposits to your Dividend Business Checking account within the first 60 days of account opening. Make purchases of $400 or more using a Provident Business debit and/or credit card155 for two consecutive months starting the month following your account opening. Enroll in online banking and eDocuments with a valid email address. All business accounts must be opened at a Provident branch location. 122) The minimum deposit to open a Dividend Business Checking account is $100.00. Business Savings account required to open a Dividend Business Checking account. You must be a new business member and reside in California. You are not eligible if you are a current owner on a Provident Credit Union business account or if you have been an owner on a Provident Credit Union business account within the last two years. One New Business Account Bonus per business. New Business Account Bonus offer may expire anytime. The minimum balance for the Business Membership Savings account is $5.00. In order to qualify for your New Business Account Bonus your account must be active and in good standing for two consecutive months following the month that your Dividend Business Checking account is opened. New Business Account Bonus: The New Business Account Bonus will typically be credited to your Provident Credit Union Dividend Business Checking account within 120 days of account opening. Rates are valid as of October 21, 2026 and are subject to change. Balance Dividend Rate Annual Percentage Yield (APY) Disclaimers Dividend Business Checking $0 0.000% 0.00% J, NN $25,000 0.500% 0.50% $75,000 0.750% 0.75% $125,000 0.850% 0.85% J) The minimum deposit to open a Dividend Business Checking account is $100.00.