Bar Harbor Bank & Trust Relationship Rewards Checking Offer

Bonus Details

$400 bonus. Also get 5¢ cash back on each debit card purchase and a free small safe deposit box or 50% off any other size box.

How To Qualify

Open Relationship Rewards Checking by October 31, 2026 with $25. Use code C40926A02ONLINE online. Present the original letter containing your unique offer code at account opening. Receive at least one direct deposit of $500 or more by December 31, 2026. Keep the account open and in good standing until the bonus is paid around January 15, 2027.

The Fine Print

Monthly Fees: $15
Credit Inquiry: Soft Pull
Household Limit: Only one offer per household.
Account Type: Relationship Rewards Checking
Expiration Date: 10/31/2026
Additional Requirements: No Bar Harbor consumer checking account within the past 15 months. You must not have participated in a Bar Harbor account-opening promotion before. One offer per household; cannot be combined with other offers.
Availability: Maine, New Hampshire, Vermont

Monthly Fee Details

$15 monthly fee, waived with a combined minimum daily balance of $7,500 across personal checking, savings, and money market accounts.

Early Account Closure Fee

$10 if closed within one year

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

How to get your $4002: Use the offer code C40926A02ONLINE when you open your account. Open your account online by 10/31/26, and have a $500 direct deposit into the account by 12/31/26. Once you complete steps 1 and 2, you will receive a $400 bonus on or about 1/15/27. Important Information - $400 Relationship Rewards Offer This offer cannot be combined with any other offers. Offer cannot be transferred. Only one offer per household. In order to be eligible to receive $400 you must present the original letter containing your unique offer code at account opening. Open a Relationship Rewards Checking account. ($25 minimum opening deposit) and have at least one direct deposit of $500 or more deposited into the account according to the schedule below to receive the bonus. Eligible direct deposits include deposits made by your employer, corporations, federal/state government agencies, or a retirement benefits administrator. It does not include deposits that are made to your account by an individual using online banking or an internet payment provider such as PayPal. Deposits made with a teller or ATM are not considered direct deposit. Bonuses will be credited to eligible accounts on or about the date shown in the schedule below, accounts need to be open and in good standing on that date in order to receive the bonus. The bonus is considered interest and will be reported to the IRS on form 1099-MISC. Offer available to those who have not had a consumer checking account with Bar Harbor Bank & Trust within the last 15 months. Customers must be a resident of Maine, New Hampshire, or Vermont to participate. Customers are only eligible to participate in an account opening promotion once. Employees of Bar Harbor Bank & Trust not eligible. Member FDIC. Fees could reduce earnings. See Deposit Account and Fee Schedule for additional fees and conditions.