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Personal Bank Account

Banner Bank

Bonus

$400

Monthly Fee

$4/mo (waivable)

To Qualify

$5,000 Direct Deposit for 90 days

Availability

OR, WA, CA, ID

Expires

10/31/2026

View Offer

Bonus Details

$250 or $400 personal checking bonus

plus

$250 personal savings bonus or $400 personal High Yield Relationship Savings bonus

How To Qualify

Open with code 2026EM. Within 60 days, receive qualifying direct deposits totaling $2,500 for $250 or $5,000 for $400; maintain the corresponding balance for an additional 90 days. Optional savings bonus: deposit $5,000 in new money for $250, or $25,000 into High Yield Relationship Savings for $400, within 60 days; maintain that balance for an additional 90 days. High Yield Relationship Savings requires Banner checking. Connected Checking requires $50 to open; High Yield Relationship Savings requires $25,000.

The Fine Print

Monthly Fees
$4
Account Type
Personal Bank Account
Expiration Date
10/31/2026
Additional Requirements
No existing Banner personal checking account for the checking bonus, or personal savings/money market account for the savings bonus. An account of the same type closed within the past two years disqualifies you. Limit one opening bonus per account category every two years. Qualifying direct deposits are electronic paychecks, pensions or government benefits from an employer or government. Accounts must remain open and in good standing at payout.
Availability
Oregon, Washington, California, Idaho

Monthly Fee Details

Fee is waived with a $500+ daily balance or $500+ in monthly direct deposit.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

To receive the personal checking or savings offers, you must open your account(s) online at bannerbank.com or at a Banner Bank branch and use the promotional code 2026EM at account opening. To receive the $250 checking bonus: Open any new Banner Bank personal checking account AND complete at least $2,500 of direct deposits into that account within 60 days AND maintain a minimum balance of $2,500 for 90 days. To receive the $400 checking bonus: Open any new Banner Bank personal checking account AND complete at least $5,000 of direct deposits into that account within 60 days AND maintain a minimum balance of $5,000 for 90 days. To receive the $250 savings bonus: Open any new Banner Bank personal savings or money market account AND deposit a minimum of $5,000 of new money (not held at Banner Bank) into that account within 60 days AND maintain a minimum balance of $5,000 for 90 days. To receive the $400 High Yield Relationship Savings bonus: Open a new Banner Bank personal High Yield Relationship Savings account AND deposit a minimum of $25,000 of new money (not held at Banner Bank) into that account within 60 days AND maintain a minimum balance of $25,000 for 90 days. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. You may receive only one new account opening-related bonus every 2 years on a personal checking account and one new account opening-related bonus every 2 years on a personal savings or money market account. Minimum opening balance of $25 for Banner’s Digital Account; $50 for Connected Checking, Rewards Checking and Banner's Best Checking. Minimum opening balance of $25 for Connected Savings; $100 for Money Market Savings and Banner’s Best Savings; $25,000 for High Yield Relationship Savings and requires a Banner Bank checking account. Account must be in an open status and in good standing at the time of payout. Offer expires 10/31/2026.

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