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Personal Bank Account

Foothill Credit Union

Bonus

$200

APY

1.00%

Monthly Fee

$3/mo

To Qualify

$1,500 Direct Deposit

Availability

CA

Expires

12/31/2026

View Offer

Bonus Details

Earn $200. Paid the month after requirements are met and verified; keep the account open, active and in good standing until payment.

How To Qualify

Open Protection Plus Checking or Rewards Checking by December 31, 2026. Receive new qualifying direct deposits of at least $500 in each of three consecutive calendar months, all within 90 days of opening ($1,500 total). Recurring payroll, pension or government benefits qualify; deposits redirected from another Foothill account do not. Members with an active Foothill checking account on October 1, 2026 are ineligible, even if they close it. Simply Free Checking does not qualify.

APY Details

Up to 1.00% APY on Protection Plus Checking and Rewards Checking. Variable rate; fees may reduce earnings.

APY Requirements

Each month, make at least 10 signature-based or POS debit card transactions, enroll in eStatements instead of paper statements, and make at least one electronic withdrawal or deposit.

The Fine Print

Monthly Fees
$3
Credit Inquiry
Unknown
Account Type
Personal Bank Account
Promotion Start Date
10/1/2026
Expiration Date
12/31/2026
Additional Requirements
Membership eligibility and account approval required. Must be 18 or older. Keep at least $5 in a Regular Share Savings account.
Availability
California

Foothill Credit Union serves employees of education, health care, and local city governments and over 300 businesses in the San Gabriel Valley, CA.

Monthly Fee Details

Rewards Checking: $3/month, reduced by $1 each for eStatements, at least 10 debit card uses monthly, and at least one qualifying electronic debit or credit monthly. Meet all three to waive the fee. Qualifying electronic activity includes online bill pay, direct deposit, payroll deduction or ACH. Protection Plus Checking: $4.95/month.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Membership requires a Regular Share Savings account with a $5 minimum balance. Members must be 18 or older. Membership eligibility and account approval are required. The $200 checking incentive is valid October 1 through December 31, 2026, and is available to new members and eligible existing Foothill Credit Union members. Existing members are eligible only if they did not have an active Foothill checking account as of October 1, 2026. Members with an active Foothill checking account as of that date are not eligible, even if they close the account and open a new one during the promotional period. To qualify, an eligible member must open a new Protection Plus Checking or Rewards Checking account during the promotional period and establish new qualifying direct deposit into the new account. The account must receive at least $500 in qualifying direct deposits during each of three consecutive calendar months. Requirements must be completed within the first 90 days after the account is opened. Receiving $1,500 in total without receiving at least $500 during each of three consecutive calendar months will not qualify. Simply Free Checking does not qualify for this promotion. Qualifying direct deposits include recurring electronic deposits of payroll, pension, or government benefits, such as Social Security. A direct deposit previously received in another Foothill account and redirected to the new checking account is not considered new and does not qualify. Internal transfers, wire transfers, person-to-person payments, mobile deposits, and cash or check deposits do not qualify. After all promotional requirements have been met and verified, the $200 incentive will be deposited into the qualifying checking account the following month. The account must remain open, active, and in good standing at the time the incentive is paid. Protection Plus Checking and Rewards Checking are variable-rate accounts that currently earn up to 1.00% APY. Rates may change after account opening. Fees may reduce earnings.

Disclosure

Incentive may be reported on IRS Form 1099-INT or 1099-MISC and is the member's responsibility to report for tax purposes.

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