Raisin Offer

Bonus Details

Welcome Bonus tiers: $40 for $10,000–$24,999; $100 for $25,000–$49,999; $200 for $50,000–$99,999; $425 for $100,000–$199,999; $900 for $200,000+. An optional second-product boost adds $10, $25, $50, $75 or $100, respectively, for a maximum combined bonus of $1,000. Falling below a tier reduces your reward to the lowest qualifying balance maintained. Bonuses arrive in your Cash Account within 30 days after qualification.

How To Qualify

New customers: sign up with code STACK and initiate your first deposit September 1–30, 2026, by 11:59 PM ET on September 30. Deposit at least $10,000 with Raisin partner banks within 14 days of your initial deposit and maintain the qualifying balance through day 90 from that deposit. Minimum opening deposit is $1. This offer cannot be combined with other bonus offers.

The Fine Print

Monthly Fees: None
Account Type: Savings Account or CD
Expiration Date: 9/30/2026
Additional Requirements: Optional boost: deposit at least $1,000 into a second product category within 14 days of your initial deposit and maintain over $1,000 in both categories through day 90. Categories are high-yield CDs; no-penalty and callable CDs; and savings accounts, including money market, high-yield and rate-lock savings.
Availability: Nationwide

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Earn a cash bonus (the "Welcome Bonus") when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive a Welcome Bonus of $40 for depositing between $10,000 and $24,999; $100 for depositing between $25,000 and $49,999; $200 for depositing between $50,000 and $99,999; $425 for depositing between $100,000 and $199,999; and $900 for depositing $200,000 or more. If the Qualifying Deposit balance declines at any time during the maintenance period below the minimum required for a bonus tier, the customer will be placed in the bonus tier corresponding to the lowest Qualifying Deposit balance maintained during that period. Savings + CD Boost: Customers eligible for the Welcome Bonus may earn an additional bonus by opening a product in a second product category. To qualify, customers must deposit at least $1,000 into the secondary product category within 14 days of their initial deposit and maintain balances over $1,000 in both categories through 90 days from the initial deposit date. For the purposes of this promotion, High-Yield Certificates of Deposit constitute one product category; No-Penalty CDs and Callable CDs constitute a second product category; and Savings Accounts (including Money Market Deposit Accounts, High-Yield Savings Accounts, and Rate Lock Savings Accounts) constitute a third product category. Savings + CD Boost eligibility is determined by your Welcome Bonus tier: customers depositing between $10,000–$24,999 receive an additional $10; $25,000–$49,999 receive an additional $25; $50,000–$99,999 receive an additional $50; $100,000–$199,999 receive an additional $75; and $200,000 or more receive an additional $100. The Savings + CD Boost is optional and paid in addition to the Welcome Bonus. To qualify for the Welcome Bonus and Savings + CD Boost, your first deposit must be initiated between September 1, 2026, and September 30, 2026, by 11:59 PM ET, and the promo code STACK must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days of the initial deposit date will be eligible for the Welcome Bonus and Savings + CD Boost. Bonus cash will be credited directly to your Cash Account within 30 days of meeting all qualifying terms. This offer is available to new customers only, is non-transferable, and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service. Minimum opening deposit is $1.00.