Believe Savings Offer

Bonus Details

Charitable donations are made quarterly to a 501(c)(3) nonprofit. You choose the charity unless the donation is under $10, when the bank chooses.

How To Qualify

$100 minimum deposit to open. $0.01 minimum to earn interest.

APY Details

You earn 3.55% APY, and Believe pays another 0.10% APY to charity.

APY Requirements

$100 minimum deposit to open, and $0.01 minimum balance to earn interest.

The Fine Print

Monthly Fees: None
Account Type: Personal Bank Account
Expiration Date: None Listed
Availability: Nationwide

Monthly Fee Details

No monthly maintenance fee.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Regent Bank is ending the existing Believe Savings program as we move to a new system. This is a program-wide change, not a decision about your account. Existing accounts close December 15, 2026. Transfer your balance to the bank account linked to it before then. Any balance left will be mailed by check to your last known address on or around that date. 3.55% APY* For You! 0.10% APY* For Your Charity Open a high-yield savings account & support the nonprofit closest to your heart. *The Annual Percentage Yield (APY) may change at any time. The APY is accurate as of 12/15/25. A minimum deposit of $100 is required to open the account. Fees may reduce earnings. The donation to a Charity of your choice will be made quarterly by Believe Savings, a division of Regent Bank; therefore, Believe Savings, a division of Regent Bank, will receive the tax benefit. The Charity must be a 501(c)(3) organization. If the donation amount equals less than $10.00, the bank will choose the charity to make the donation to. The charity donation APY may change at any time.

Disclosure

Believe Savings is a division of Regent Bank, Member FDIC. APY is accurate as of 12/15/2025. Rates may change at any time. Fees may reduce earnings. Minimum deposit to open: $100.