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Personal Bank Account

Town & Country Credit Union

Bonus

$300

APY

3.00%

Monthly Fee

None

To Qualify

$1,000 Direct Deposit + 12 Transactions within 60 days

Availability

ND, MN

Expires

11/30/2026

View Offer

Bonus Details

$300 cash, deposited into the new checking account once all requirements are met.

How To Qualify

Open Star Rewards Checking with promo code 300. Within 60 days, receive qualifying direct deposits totaling at least $1,000, enroll in eStatements and complete 12 debit card transactions. Keep the account in good standing until the bonus is paid. New members must fund share savings with their first $5 deposited, separate from the checking requirements.

APY Details

Choose 3% APY on the first $20,000 or 3% cash back on debit card purchases, capped at $7 monthly. Balances above $20,000 earn 0%–0.02% APY. If monthly qualifications are missed, all balances earn 0%–0.02% APY. Qualifying accounts also receive up to $25 in domestic ATM fee refunds per month.

APY Requirements

Each month, complete 12 debit card purchases that clear the account, enroll in eStatements through TCCU Online and have at least one ACH transaction.

The Fine Print

Monthly Fees
None
Account Type
Personal Bank Account
Promotion Start Date
9/1/2026
Expiration Date
11/30/2026
Additional Requirements
Existing Town & Country checking members and anyone whose checking account closed within the previous 18 months are ineligible. Only one new checking offer per 18 months, measured from enrollment in the previous promotion. Limit one bonus per Social Security number; cannot combine with another checking promotion.
Availability
North Dakota, Minnesota

Membership is open to relatives of current members or residents within 75 miles of Minot, ND, or 50 miles of Kenmare or Fargo-Moorhead.

Monthly Fee Details

No monthly service fee or minimum balance requirement.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

For a limited time, you can earn $300* when you open a new Star Rewards Checking Account and use promo code 300. *This offer is not available to existing Town & Country Credit Union checking account members or to individuals whose checking account was closed within the previous 18 months. Members may receive only one new checking account offer within any 18-month period, measured from the enrollment date of the previous checking account promotion. Limit one bonus per SSN. This offer is for one-time use only and may not be combined with any other checking account promotion. To qualify for the offer, you must open a Star Rewards Checking account between 9/1/2026 and 11/30/2026 and meet the following requirements within 60 days of account opening: 1) Have qualifying direct deposits totaling at least $1,000. 2) Receive eStatements. 3) Complete 12 debit card transactions. Account must be in good standing at the time of the $300 deposit. The value of the offer may be reported as taxable Income on IRS Form 1099. Terms, conditions and qualifications apply and are subject to change. Balances up to $20,000 receive an APY of 3.00%, and balances over $20,000 earn the regular checking account dividend rate ranging from 0% to .02% APY. If Star Rewards qualifications are not met, all balances earn the regular checking account dividend rate ranging from 0% - .02% APY.

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