KeyPoint Offer

Bonus Details

Welcome bonus of up to $300 on a Money4Me checking account. Requires a recurring qualified monthly direct deposit of salary or personal income of at least $1,000 per month, established within 60 days of opening; the bonus is paid as $50 a month over six months. Peer-to-peer transfers such as Zelle or Venmo do not qualify.

How To Qualify

Open Money4Me with $10 and promo code NM26. Available to new members age 18 or older who have had no KeyPoint account in the previous two years. Establish qualifying salary or personal-income direct deposits totaling at least $1,000 monthly within 60 days of opening, then qualify for six consecutive months to earn $300. Interruptions forfeit remaining bonus payments.

The Fine Print

Monthly Fees: None
Account Type: Personal Bank Account
Expiration Date: 12/31/2026
Additional Requirements: KeyPoint membership requires a separate savings account with a $10 opening deposit. In-person identification by KeyPoint staff or a company participating in its retail financing program is required.
Availability: California

Monthly Fee Details

No monthly fee with eStatements; paper statements cost $2 per month.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

1 Offer available from 6/1/2026 to 12/31/2026. Promo code “NM26” required at account opening. Available for new members only—person opening Money4Me account must not have had any account with KeyPoint in the previous two years. 18 years and up. $10 deposit required to open Money4Me account. KeyPoint Membership required. To obtain $300 bonus, recurring qualified monthly direct deposit from salary or personal income (e.g., pension, social security or government benefits) of at least $1,000 per month must be established to Money4Me account within 60 days of account opening. Recurring transfers or deposits from other accounts held at KeyPoint or other institutions, debit/credit card payments, account-to-account transfers or peer-to-peer services (e.g., Zelle® or Venmo) do not qualify. Bonus will be deposited to the Money4Me Account in $50 monthly increments for each consecutive month in which required direct deposit is received for up to 6 months. Total bonus credited within 9 months of new account opening. Interruptions or failure to meet direct deposit requirements will forfeit remaining bonus payments. 5 Free account with eStatements; $2 monthly fee for paper statements.