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Personal Bank Account

TD Bank Complete Checking

Bonus

$200

Monthly Fee

$15/mo (waivable)

To Qualify

$500 Direct Deposit within 60 days

Availability

CT, DC, DE, FL, MA, MD +10

Expires

9/30/2026

View Offer

Bonus Details

$200 bonus when you have $500 in qualifying direct deposits within 60 days

How To Qualify

Receive $500 total in qualifying payroll, pension or government-benefit direct deposits within 60 days of opening; each deposit must be at least $250. Open through the qualifying offer website. You are ineligible if you currently have TD personal checking, closed such an account within the past 12 months, or ever received a TD personal checking bonus. Keep the account open and unrestricted through payout; closing within six months may trigger bonus repayment.

The Fine Print

Monthly Fees
$15
Credit Inquiry
Soft Pull, which does not affect your credit
Household Limit
None
Account Type
Personal Bank Account
Expiration Date
9/30/2026
Availability
Connecticut, Washington D.C., Delaware, Florida, Massachusetts, Maryland, Maine, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Virginia, Vermont

Monthly Fee Details

$15/mo but waivable with $500 of direct deposits per month, $500 minimum daily balance, or $5,000 minimum daily combined balance across eligible TD accounts. Also no monthly fee if you are 17 through 23 years old.

Early Account Closure Fee

Bonus forfeit if account closed within 6 months of opening

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

New TD Complete Checking customers Earn $200 when you open your new TD Complete Checking account and make $500 in qualifying direct deposits.1 1Offer valid through September 30, 2026 and is available only when opening through a qualifying website and who qualify as outlined below. Checking Bonus: You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time. Qualifying direct deposits are limited to electronic direct deposits of your payroll, pension, or government benefit payments (such as Social Security) of at least $250 each. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. After you have completed the requirements outlined within, we’ll deposit the bonus in the corresponding new account on or before 180 days from account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new checking and/or savings account is closed by you or TD Bank within 6 months after account opening, and the bonus has been paid. TD Bank reserves the right to deduct the bonus amount at closing. TD Bank Canadian Cross-border banking Customers are not eligible.

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