KeyPoint Business Checking Offer

Bonus Details

Earn $500 for opening Elite Business Checking with promo code BUS26 and meeting the balance and transaction requirements. The bonus is credited within 30 calendar days after meeting requirements.

How To Qualify

Open in branch with promo code BUS26 and $100. Reach a $2,000 balance within 15 calendar days, then maintain a $2,000 average daily balance for 90 days following that deadline. During those same 90 days, complete 20 qualifying transactions of at least $5 each: debit purchases, ACH, wires, Zelle or remote check deposits. ATM transactions, in-branch cash withdrawals and reversed transactions do not count.

The Fine Print

Monthly Fees: $15
Account Type: Business Bank Account
Expiration Date: None Listed
Additional Requirements: Offer good for new Business Members only; former Business Members who closed an account within 24 months of the new account opening date are not eligible. Accounts opened with an SSN do not qualify. May not be combined with any other promotion.
Availability: California

Monthly Fee Details

$15 monthly service fee, waived with a minimum $2,000 average daily balance. $2 monthly paper statement fee.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

*Offer available in-branch only and may be cancelled at any time. BUS26 promo code must be applied at the time of account opening. KeyPoint Business Membership required. To qualify for the bonus, Business Member must (a) open Elite Business Checking account with $100 required opening deposit, (b) have a minimum balance at or above $2,000 in Elite Business Checking account within 15 calendar days of account opening, (c) maintain minimum average daily balance of $2,000 for 90 days following the deadline for reaching the $2,000 minimum balance, and (d) complete minimum of 20 qualified transactions ($5 minimum per transaction) within 90 days starting the same day to which minimum average daily balance requirement applies. Qualified transactions include debit card purchases, ACH debit/credits, wire debit/credits, Zelle®, debit/credits, and RDC deposits. ATM transactions, in-branch cash withdrawals and transactions reversed for merchandise returns or other reasons do not count towards the requirement. If minimum average daily balance and qualified activity requirements are met, a $500 bonus will be applied within 30 calendar days of meeting requirements and credited to Elite Business Checking. KeyPoint reserves the right to not pay the bonus if we determine transactions have been manipulated to qualify. Offer good for new Business Members only, former Business Members who have closed an account within 24 months of new account opening date are not eligible for bonus. Business account must be opened using a valid Employer Identification Number (EIN). Accounts opened using Social Security Number (SSN) or other personal taxpayer identification numbers do not qualify. KeyPoint employees, volunteer officials, or their immediate family members are not eligible. May not be combined with any other promotion or offer. Other restrictions may apply. Taxed bonuses, if any, are the recipient's responsibility. KeyPoint complies with federal and state tax reporting laws. 1 $2 monthly paper statement fee. Maintain a minimum $2,000 average daily balance to avoid a $15 monthly fee1