Personal Bank Account
Old Second Bank
Bonus
$300
Monthly Fee
None
To Qualify
$500 Direct Deposit + $5,000 Balance
Availability
IL
Expires
12/31/2026
Bonus Details
Earn $50 for checking setup, another $100 for qualifying direct deposits, and another $150 for qualifying Money Builder Savings deposits. Checking alone earns up to $150; completing all three earns $300.
How To Qualify
Open O2 Checking with $50 using code PK2 online, or mention the promotion in branch. Within 90 days, activate the primary owner's debit card, enroll in eStatements and receive at least two qualifying direct deposits totaling $500. On day 90, keep checking positive with that card active and eStatements enabled. For the savings bonus, open Money Builder Savings with at least $1,000 and deposit funds bringing its balance to at least $5,000 on day 90 after checking opens.
The Fine Print
- Monthly Fees
- None
- Credit Inquiry
- Soft Pull
- Household Limit
- One
- Account Type
- Personal Bank Account
- Expiration Date
- 12/31/2026
- ChexSystems
- Unknown
- Additional Requirements
- Primary holders with an existing personal checking account, one open within the previous 12 months, or a personal checking bonus within the previous 24 months are ineligible. Closing accounts within 180 days after checking opens may trigger a $50 charge and forfeiture of earned bonuses.
- Availability
- Illinois
IL
Monthly Fee Details
O2 Checking's $3.95 monthly paper statement fee is avoided with free eStatements, which the bonus requires. The paper statement fee also does not apply to primary holders age 65 or older.
Early Account Closure Fee
$25 if closed within 90 days
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.

