Hanmi Bank Offer

Bonus Details

Up to 20,000 uChoose Rewards points, worth $200 at 100 points = $1. Redeem for cash back, gift cards and more. Points are credited within 30 days after the first three full months and expire three years from the month credited. Stay enrolled in uChoose Rewards until points are credited.

How To Qualify

Order, activate and enroll your debit card in uChoose Rewards within 30 days of opening.

10,000 points: Keep the account open with a $3,000 average balance over the first three full months.
5,000 points: Enroll in Online Banking and eStatements within 30 days.
5,000 points: Make at least $250 in point-of-sale debit card purchases in each of the first three full months. ATM withdrawals do not count. The $3,000 balance is not required for either 5,000-point reward. No direct deposit required.

The Fine Print

Monthly Fees: None
Account Type: Personal Bank Account
Expiration Date: 12/31/2026
Additional Requirements: You must not have had a Hanmi personal checking relationship within the past 60 days. Limit one eligible account per customer SSN.
Availability: California, Illinois, New Jersey, Texas, Virginia

Monthly Fee Details

Simple Checking: $200 to open. No monthly fee.
Personal Regular Checking: $100 to open. $7/month, waived with $500 minimum daily or $1,000 average daily balance per statement.
Student Checking: $50 to open. No monthly fee.
Golden Checking: $100 to open. $5/month, waived with $100 average daily balance per statement. At least one account holder must be 62 or older.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Earn 10,000 Points Maintain a Minimum Balance Open a checking account and maintain an average daily balance of $3,000 for the first three full months1 Earn 5,000 Points Go Paperless, Switch to Digital Enroll in eStatements within 30 days of opening your account2 Earn 5,000 Points Shop with Your Debit Card Make at least $250 in point-of-sale debit card purchases each month for the first three full months3 How to Earn and Enjoy Your Points Open a Checking Account: Visit any Hanmi Bank branch or Hanmi.com to open your personal checking account. Activate and Enroll Your Debit Card: Order, activate, and enroll your card in uChoose Rewards within 30 days at uchooserewards.com. Earn points: Points will be added your uChoose Rewards® account within 30 days after all requirements are met.4, 5 Redeem and Enjoy: Visit uchooserewards.com to redeem for cash back, gift cards and more. 100 points=$1 in value.5 See Checking Account Options * This offer is valid from 1/1/2026 to 12/31/2026. Offer is valid for new personal checking customers; new personal checking customer is defined as a customer who has not had an existing personal checking relationship with Hanmi within the past 60 days. Only one (1) eligible account per customer (SSN). Enrollment in uChoose Rewards is required within 30 calendar days after the account opening date to qualify for the bonus points. You must remain enrolled in uChoose Rewards for point crediting on the payout date. 1 Account must remain open and have a 3-month average balance of $3,000 or higher for the 1st three full months. 3-month average balance is calculated by dividing the sum of the daily balance (for the 1st three full months), by the total number of days in those three months. 2 5,000 points are awarded if customer enrolls in eStatement within 30 days after opening account; customer must be enrolled in Online Banking to enroll. $3,000 average daily balance for the 1st three full months is not required. 3 5,000 points are awarded if customer conducts $250 or higher in POS Debit Card transactions during each of the 1st three full months; ATM withdrawals are not qualified. $3,000 average daily balance for the 1st three full months is not required. 4 Points will be credited within 30 days after the 1st three full months and will expire 3 years from the month in which they were credited.