PECU Offer

Bonus Details

$200 bonus deposited within 60 days after completing requirements.

How To Qualify

Open any ATX Flex Rewards Checking and complete 5 signature-based debit purchases of $10+ each within 60 days of opening. Register for online banking. Keep account open 180+ days or bonus is deducted.

APY Details

Qualifying balances earn 6.00% APY on the first $15,000. The portion above $15,000 earns a 0.499% dividend rate, so the account's blended APY varies with its balance. If qualifications are missed, the entire balance earns 0.05% APY. Rates may change.

APY Requirements

Open High Interest Checking with at least $25. Enroll in eStatements. Each Monthly Qualification Cycle, complete at least one direct deposit, ACH payment or ACH credit and at least 15 PECU debit card purchases. Transactions must post and settle during the cycle.

The Fine Print

Monthly Fees: None
Account Type: PECU ATX Flex Rewards Checking account
Expiration Date: None Listed
ChexSystems: New accounts screened through ChexSystems.
Additional Requirements: New members only; existing members ineligible (may refer a friend). Must be 18+ with PECU membership; screened via ChexSystems. Requires $10 savings opening ($5 shares + $5 fee). Bonus taxable as income; terms may change.
Availability: Texas

Early Account Closure Fee

Promotional deposit will be deducted if checking account is closed less than 180 days after opening account.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Enrollments must be in place and all of the following transactions and activities must post and settle to your High Interest account during each Monthly Qualification Cycle: At least 1 direct deposit, ACH payment, or ACH credit transaction At least 15 debit card purchases Be enrolled in and agree to receive eStatements That's it. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle. Reward Information: When your High Interest account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000.00 in your High Interest account earn a dividend rate of 5.841% resulting in an APY of 6.00% and daily balances over $15,000.00 earn a dividend rate of .499% on the portion of the daily balance over $15,000.00, resulting in a range from 6.00% to 1.00% APY depending on the account's daily balance. When your High Interest qualifications are not met, the dividend rate earned on the account's entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. APYs accurate as of 09/22/2025. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. $25.00 deposit is required to open the account.