Personal Bank Account
Beacon Bank — Beacon One Checking
Bonus
$300
APY
0.10%
Monthly Fee
None
To Qualify
$3,000 Direct Deposit for 3 consecutive months
Availability
MA, NY, CT, RI, VT
Expires
12/31/2026
Bonus Details
Earn $300, paid the month following the third qualifying direct deposit. Optional Stream On credits offer up to $15 monthly for 24 months (up to $360). Each qualifying calendar month requires $2,000 in direct deposits and an eligible monthly subscription debit; both must post and settle that month, with the subscription settled by 5 PM EST on its last business day. Annual subscriptions do not qualify. Missed months do not extend eligibility; closure before posting forfeits credits.
How To Qualify
Open Beacon One Checking with $10. Switch recurring direct deposits through Pinwheel in Beacon’s online banking or app; deposits arranged in branch or directly with payroll do not qualify. Receive at least $1,000 monthly for three consecutive months, with the first deposit posting within 60 days of opening. Keep the account open, active and in good standing through payout.
APY Details
Earn a variable 0.10% APY with Paperless Statements and Notices and a daily balance of at least $0.01. Without paperless enrollment, the APY is 0.00%.
APY Requirements
Enroll in Paperless Statements and Notices and maintain at least $0.01 daily.
The Fine Print
- Monthly Fees
- None
- Account Type
- Personal Bank Account
- Expiration Date
- 12/31/2026
- Additional Requirements
- Must be 18 or older and a new Beacon One Checking client. Existing Beacon checking customers, including former BankRI, Brookline Bank, Berkshire Bank and PCSB account holders, are excluded. One $300 bonus per client.
- Availability
- Massachusetts, New York, Connecticut, Rhode Island, Vermont
Monthly Fee Details
No monthly maintenance or overdraft fees. External outgoing transfer fees are refunded by the fifth business day of the following month; wire transfer fees are excluded.
Official offer terms
Source wording for the promotion. View official source Recorded Invalid Date.

