Guaranty Bank Business Checking Offer

Bonus Details

Earn $500 with an eligible Essential Checking, Small Business Checking or Business Interest Checking account. Bonus arrives within 30 days after the 60-day qualifying period. Separately, merchant-services enrollment offers a Moby 5500 device (about $89 value), subject to Deluxe Merchant Services approval. No activation fee; processing, service and transaction fees may apply. The device does not require meeting the checking bonus qualifications.

How To Qualify

Within 60 calendar days of account opening: enroll in e-Statements, post and settle a combination of at least 30 qualifying debit and/or credit transactions, and make a total of at least $2,500 in qualifying deposits.

Offer valid for new business checking clients only and subject to account approval. Existing Guaranty Bank business checking clients, businesses that closed a business checking account within the previous 12 months, and government entities are not eligible. Limit of one bonus per business tax identification number. Account must remain open with a positive balance when the bonus is credited.

The Fine Print

Monthly Fees: None
Credit Inquiry: Soft Pull
Household Limit: One bonus per business tax identification number
Account Type: Business Bank Account
Promotion Start Date: 9/1/2026
Expiration Date: 12/31/2026
Availability: Missouri

Monthly Fee Details

Business Essential Checking: no maintenance fee or minimum balance with e-Statements; 100 items per statement cycle, then $0.30 each. Small Business Checking: $10/month, waived with $1,000 minimum daily balance; 300 items, then $0.45 each. Business Interest Checking: $10/month, waived with $1,000 minimum daily balance; per-item fees apply.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Offer valid September 1, 2026 – December 31, 2026, and may be modified or discontinued at any time. 1Open a new eligible Guaranty Bank business checking account and earn a $500 bonus when qualifying requirements are met within 60 calendar days of account opening (“qualifying period”): Enroll in electronic delivery of statements (e-Statements); A combination of at least 30 qualifying debit and/or credit transactions; and A total of $2500 in qualifying deposits during the qualifying period Additional Terms: Offer valid for new business checking clients only and subject to account approval. Eligible business products are Essential Checking, Small Business Checking, and Business Interest Checking. Existing Guaranty Bank business checking clients, businesses that closed a business checking account within the previous 12 months, and government entities are not eligible. Limit of one bonus per business tax identification number. Bonus will be deposited to the new business checking within 30 days after the end of the 60-day period, provided all qualifications were met, the account remains open, and has a positive balance at the time the bonus is credited. 2Additional Merchant Services Offer: Receive a Moby 5500 merchant services device (approximate value $89) when enrolling in merchant services. There is no activation fee; however, other processing, service, and transaction fees may apply. Receipt of this device is subject to approval through Deluxe Merchant Services. The merchant services device offer is separate from the $500 bonus and is not subject to the checking bonus qualification requirements.