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Personal Bank Account

Oriental Bank

Bonus

$200

Monthly Fee

None

To Qualify

$4,500 Direct Deposit

Availability

PR

Expires

12/31/2026

View Offer

Bonus Details

Earn $200–$400 based on average qualifying direct deposits per cycle over three consecutive cycles: $1,500–$2,499.99 earns $200; $2,500–$4,999.99 earns $300; $5,000 or more earns $400. The bonus is credited during the fourth cycle after requirements are satisfied. Limit one bonus per customer; cannot combine with another promotion.

How To Qualify

Primary holders qualify if their individual checking/savings relationship received no direct deposits or did not reach $1,500 per cycle during the three consecutive cycles before July 16, 2026. If needed, open Libre by December 31, 2026; no opening deposit is required. Starting July 16, receive payroll, Social Security, or pension/retirement deposits totaling at least $1,500 each cycle for three consecutive cycles ($4,500 minimum total), with the third closing by June 30, 2027. Keep the account open through bonus payment.

The Fine Print

Monthly Fees
None
Account Type
Personal Bank Account
Promotion Start Date
7/16/2026
Expiration Date
12/31/2026
Availability
PR

Available in Puerto Rico.

Monthly Fee Details

This account has no monthly fees.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

(1) A tiered bonus ranging from $200 to $400 applies to customers listed as the primary account holder within their aggregate relationship of individual checking and savings accounts who either have not received direct deposits or whose direct deposits did not reach $1,500.00 or more per cycle during the three (3) consecutive cycles preceding the bonus effective date. The bonus effective date is July 16, 2026, and the promotion will remain in effect through June 30th, 2027. To qualify for the bonus, beginning on the effective date, the customer must establish and receive in their Libre Account direct deposits consisting of payroll payments, Social Security benefits, or pension or retirement payments totaling $1,500.00 or more per cycle for three (3) consecutive cycles. The third consecutive cycle must have closed no later than June 30, 2027. If a Libre Account is not held, it must be opened on or before December 31, 2026, and the three (3) consecutive cycles must be completed within the established period to qualify for the bonus. No minimum balance in the account is required to receive the bonus. The account must remain open when the bonus is credited. The bonus will be credited during the fourth (4th) cycle after the requirements have been satisfied, and the bonus amount will be determined based on the average of the eligible direct deposits received during the three (3) consecutive cycles, according to the following tiers: $1,500.00–$2,499.99, $200 bonus; $2,500.00–$4,999.99, $300 bonus; and $5,000.00 or more, $400 bonus. Limit one bonus per customer. The bonus may not be combined, accumulated, or used in conjunction with any other promotion or offer. This promotion is not available to employees of the Bank or its affiliates.

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