Community Bank & Trust

Bonus offer is valid between October 1, 2026 – December 31, 2026. Offer is subject to change or termination at any time without notice. BankOn Checking is not eligible for this offer. A minimum of $25 opening deposit required ($1 minimum for Step Up Teen). 1Consumer Checking Account Bonus Offer: Earn a $300 bonus or gift when you open a new consumer checking account, subject to approval, and meet all the following requirements for your account type within 90 calendar days of account opening (“qualifying period”). Consumer Checking Accounts (other than Step Up Teen Checking): • A minimum of 15 qualifying Visa® debit card transactions have posted to your account; • An aggregate of $500 in qualifying direct deposits have posted to your account. • Account must be open a minimum of 90 days. Step Up Teen Checking Accounts (Age 18 and under): • A minimum of 5 qualifying Visa® debit card transactions have posted to your account; • Account must be open a minimum of 90 days. Qualifying Transactions: Debit card purchases must be point-of-sale transactions (ATM transactions do not qualify). Direct deposits must be qualifying electronic deposits; person-to-person transfers may not qualify. See full account terms for additional details. Bonus or Gift Options: New client may choose one (1) of the following bonus options when they open their new checking account: Yeti® Cooler (retail value $300), Solo® Stove (retail value $249), or a $300 credit to the new account. Accounts opened online will automatically default to the $300 credit. Bank reserves the right to substitute a gift of equal or greater value if advertised item becomes unavailable. Bonus will be paid within 30 days after the end of the 90-day qualifying period, if requirements are met. Additional Terms This offer is limited to one bonus per tax identification number. Customers who have previously received a new account bonus are not eligible. Offer cannot be combined with other offers. If under age 18, a parent or legal guardian is required as a joint owner. Early closing fee may apply. Bonus offer is only available to residents of Iowa.