Community Bank & Trust Offer

Bonus Details

$425 cash bonus when you open a new consumer checking account and meet the qualifying requirements.

If you want to for some reason, you may instead choose one gift: a YETI Cooler (retail value $300), a Solo Stove (retail value $249), or a Ninja SLUSHi (retail value $299).

How To Qualify

Within 90 calendar days of opening, standard consumer checking (excluding Step Up Teen and BankOn) requires 15 qualifying Visa point-of-sale debit transactions (ATM excluded) plus $500 in aggregate qualifying electronic direct deposits (person-to-person transfers may not qualify), and account open at least 90 days. Step Up Teen (age 18 and under) requires 5 qualifying Visa transactions and account open at least 90 days. $25 minimum to open.

The Fine Print

Monthly Fees: None
Household Limit: One bonus per tax identification number
Account Type: Personal Bank Account
Promotion Start Date: 7/1/2026
Expiration Date: 9/30/2026
Additional Requirements: Minimum $25 to open. BankOn Checking not eligible. Limit one bonus per tax ID; prior new-account bonus recipients ineligible; cannot combine offers. Must keep account open 90 days; early closing fee may apply. Bonus paid within 30 days after 90-day period if requirements met. Iowa residents only.
Availability: Iowa

Monthly Fee Details

No monthly service fees on Community Checking

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

1Consumer Checking Account Bonus Offer: : Earn a $425 bonus or gift when you open a new consumer checking account, subject to approval, and meet all the following requirements for your account type within 90 calendar days of account opening (“qualifying period”). Consumer Checking Accounts (other than Step Up Teen Checking): • A minimum of 15 qualifying Visa® debit card transactions have posted to your account; • An aggregate of $500 in qualifying direct deposits have posted to your account. Step Up Teen Checking Accounts (Age 18 and under): • A minimum of 5 qualifying Visa® debit card transactions have posted to your account; • Account must be open a minimum of 90 days. Direct deposits must be qualifying electronic deposits; person-to-person transfers may not qualify. Qualifying Transactions: Debit card purchases must be point-of-sale transactions (ATM transactions do not qualify). Bonus or Gift Options: New client may choose one (1) of the following bonus options when they open their new checking account: Yeti® Cooler (retail value $300), Solo® Stove (retail value $249), or a Ninja® Slushie Maker (retail value $299), or a $425 credit to the new account. BankOn Checking is not eligible for this offer. Additional Terms This offer is limited to one bonus per tax identification number. Clients who have previously received a new account bonus are not eligible. Offer cannot be combined with other offers. Bonus offer is only available to residents of Iowa. Open Your Checking Account before September 30, 2026 Bonus offer is valid between July 1, 2026 – September 30, 2026. A minimum of $25 opening deposit required. Bonus will be paid within 30 days after the end of the 90-day qualifying period, if requirements are met. Early closing fee may apply.