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Peak Checking Account

Kitsap Credit Union

Bonus

$330

APY

3.30%

Monthly Fee

None

To Qualify

$660.02 Direct Deposit within 90 days

Availability

WA

Expires

12/16/2026

View Offer

Bonus Details

$330 promotional credit with a new Peak Account opened online.

How To Qualify

Open a new Peak Account online with $25 and promo code 330 or 330peak; existing members must enter their Member Number. Within 90 days, enroll in eStatements and receive two qualifying ACH direct deposits, each greater than $330 ($660.02 minimum total). Current Peak Accounts, accounts closed within 12 months, and accounts that previously received a promotional credit are ineligible; limit one current promotional credit per primary member. Keep the account in good standing and open for at least 90 days to avoid forfeiting the bonus.

APY Details

3.30% APY on balances up to $15,000 and 0.05% APY on balances over $15,000 when monthly qualifications are met; otherwise no interest.

APY Requirements

Each calendar month: complete at least 12 qualifying POS or debit/credit-card purchases, excluding recurring card payments; enroll in eStatements; and receive a direct deposit, send an outgoing ACH, or make an online Bill Pay payment. Purchases must post and clear, and the electronic transaction must post, by month-end. Credit-card purchases must use a card under the same Primary Membership Account as the Peak Account.

The Fine Print

Monthly Fees
None
Household Limit
One promotional credit per primary member
Account Type
Peak Checking Account
Expiration Date
12/16/2026
Additional Requirements
$25 minimum opening deposit
Availability
Washington

Membership requires living, working, worshipping or attending school in Washington State, or having immediate family who are Kitsap Credit Union members. Existing members retain membership regardless of location.

Early Account Closure Fee

Accounts closed within 90 days of opening may forfeit the promotional credit.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

PEAK ACCOUNT LIMITED-TIME ONLINE OFFER Offer valid for Peak Accounts opened online between July 1, 2026 and December 16, 2026 using promo code prefix: 330 (e.g., '330' or '330peak'). To receive the $330 promotional credit, you must complete both of the following requirements within 90 calendar days of account opening: enroll in e-statements and receive two separate qualifying ACH direct deposits, each greater than $330, to the Peak Account. ACH direct deposit excludes account funding deposits, internal transfers, or transactions conducted through Account-to-Account (A2A) and Person-to-Person (P2P) transfer services such as Zelle, CashApp, PayPal, or Venmo. If requirements are met, promotional credit will be deposited to your primary savings account associated with the Peak Account within 30 business days after completion of the requirements. Not valid for current, recently closed (within 12 months), or Peak Accounts that previously received a promotional credit. Limit one current Peak promotional credit per primary member. Account must be in good standing; accounts closed within 90 days of account opening may forfeit promotional credit. Learn More ​ Required for Current Members: Member Number Current members are required to add their Member Number to the application to receive the Peak Account Promotion. PEAK ACCOUNT MONTHLY QUALIFICATIONS** Monthly qualifications apply to earn stated rate, refer to Rate & Fee Schedule (Opens in a new window) for more information. $25 minimum deposit required to open account and fees may reduce earnings. Qualified Rate for Peak Account is 3.30% APY on the first $15,000, 0.05% APY on remaining balances. If qualifications are not met, the account earns the Non-Qualifying Base Rate of 0.00% APY and is not eligible for ATM fee refunds for that qualification period. Monthly qualifications: (1) Complete 12 or more in-person or online point-of-sale (POS) transactions or debit or credit card purchases (excluding recurring payments set up on the debit or credit card) that post and clear by close of business on the last day of month. Qualifying credit card transactions must be made with a credit card that is under the same Primary Membership Account as the Peak Account; (2) Sign up for electronic account statements (e-statements) by the last day of the month; and (3) Complete a qualifying Electronic Transaction that posts by the last day of the month: Receive a direct deposit, conduct an outgoing ACH transaction, or perform an online payment using our Bill Pay service.

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