Citibank

QUALIFY This CitiBusiness Checking Offer is available only to (1) new CitiBusiness Banking customers, and (2) current CitiBusiness Banking customers who have not had a Citibank business checking account within the 180 days immediately preceding the date they open a new CitiBusiness Streamlined or Flexible Checking Account (each an “Eligible Account”). REQUIRED ACTIVITIES: OPEN & ENROLL To participate in this CitiBusiness Checking Offer: Open an Eligible Account between October 7, 2026, through January 6, 2027. Ask a Citibank Business Specialist to enroll you in the CitiBusiness Checking Offer by January 6, 2027. FUND Make one or more deposits1 in New-to-Citibank Funds2 within the 45-calendar day period immediately following the date your account is opened (“Funding Period”). 1Funds must be deposited and “available”, as defined in Citibank’s Standard Funds Availability Policy as set forth in the CitiBusiness® Client Manual, within such 45-day period. On the 45th day after your account is opened, we will check your “On Deposit” balance of New-to-Citibank Funds which will determine the maximum Cash Bonus you can potentially earn. If your 45th day falls on a Non-Business Day, we will count the first Business Day after your 45th day. MAINTAIN Starting on the 46th day from your Eligible Account opening date, maintain at least $5,000 every day in your new, Eligible Account, or your new Eligible Account and a new or existing IMMA, for 45 consecutive calendar days (“Maintenance Period”). Your Cash Bonus will be based upon the highest Qualifying Balance Level met at the end of the Funding Period and maintained for the entire Maintenance Period in the new Eligible Account, or the new Eligible Account and an IMMA(s). Please understand if your balance falls into a lower Qualifying Balance Level for even one day during the Maintenance Period, your Cash Bonus will change. 2“New-to-Citibank Funds” are 1) funds deposited from external accounts or payees other than Citibank, N.A. and 2) must be deposited using domestic ACH transfer (including person-to-person transfer services used for business purposes such as Apple Pay®, PayPal®, Venmo, and Zelle®), Direct Deposit, checks drawn on banks other than Citibank, N.A. or wire transfer (fees may apply). Cash deposits, Citi Global Transfers, and international ACH transfers do not qualify as New-to-Citibank Funds. 3The Qualifying Balance Level may be maintained in the new Eligible Account and any new or existing IMMA(s), provided the Tax ID Number for those accounts is identical. QUALIFYING BALANCE LEVEL CHART Qualifying Balance Level Cash Bonus $5,000 - $19,999 $300 $20,000 - $49,999 $500 $50,000 - $99,999 $1,000 $100,000 - $199,999 $1,500 $200,000 and above $2,000 Important Tax Information: The Cash Bonus will be reported to the IRS as interest, in the year received, as required by applicable law. To be eligible for the CitiBusiness Checking Offer, a customer must have a new Eligible Account open on or before January 6, 2027 and in good standing at the time any Cash Bonus earned as part of the CitiBusiness Checking Offer is credited to you. The Cash Bonus for which you qualify will be paid to your new Citibank business checking account within 30 days from the end of the month in which you complete all CitiBusiness Checking Offer requirements. The CitiBusiness Checking Offer expires January 6, 2027, is not transferable and cannot be combined with any other CitiBusiness Banking checking offer.