All bank offers
First US Community Credit Union logo

Personal Bank Account

First US Community Credit Union

Bonus

$300

APY

1.00%

Monthly Fee

None

To Qualify

$500 Direct Deposit within 90 days

Availability

CA

Expires

12/31/2026

View Offer

Bonus Details

$300 bonus

How To Qualify

New First U.S. members only; membership eligibility required. Open Better Than Free Checking with eStatements using promo code BTF300, then receive a direct deposit of $500 or more within 90 days. Keep the account open, in good standing, and with a positive balance until the bonus is paid. Limit one offer per member and account.

APY Details

1.00% APY applies to the first $500 of the Better Than Free Checking balance (worth about 42 cents per month).

APY Requirements

A direct deposit of $500 or more required for APY.

The Fine Print

Monthly Fees
None
Credit Inquiry
Hard Pull
Account Type
Personal Bank Account
Expiration Date
12/31/2026
ChexSystems
Yes
Additional Requirements
Membership requires maintaining $25 in a Member Share (Savings) account.
Availability
California

Membership open to anyone who lives, works, or worships in Sacramento, Placer, Nevada, El Dorado, Amador, Yuba, Yolo, Sutter, San Joaquin, Solano, Sierra, and Contra Costa counties; Federal employees throughout California; select employee groups; and Safeway employees in Northern California and Northern Nevada.

Monthly Fee Details

No monthly service charge with eStatements or for members 60+.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Open a Better Than Free Checking with eStatements and get a $300 cash bonus* *Cash bonus offer valid until December 31, 2026, when a new Better Than Free checking account is opened with a direct deposit of $500 or more within 90 days. Account can be opened at a First U.S. branch, online or via phone using code promo code BTF300. Must qualify for membership. Offer is limited to one per member and account. Offer is not available for existing First U.S. members. Your account must be open, in good standing and have a balance greater than zero when the cash bonus is paid. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g. Zelle®, Venmo) transfers do not qualify. No monthly service charge with eStatements or for members 60+. Paper statements available for $3 per month.

Some links on bankrewards.io are affiliate links. We may earn a commission if you click and open an account or earn a bonus. This is how we support the site. Thank you!