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Personal Bank Account

America First Credit Union

Bonus

$350

APY

0.05%

Monthly Fee

None

To Qualify

$1,000 Direct Deposit

Availability

AZ, NV

View Offer

Bonus Details

$150 bonus for opening a savings account and adding a checking account. Additional $200 bonus when you receive at least $1,000 in direct deposits within 60 days.

How To Qualify

Open savings with at least $1 and add checking for $150. Receive at least $1,000 in qualifying direct deposits within 60 days for another $200; bank transfers, peer-to-peer payments, wires and internal transfers do not qualify. Primary owners of America First accounts opened within the last 12 months are ineligible. Keep the accounts open and do not transfer them for 12 months or forfeit the bonuses.

APY Details

Savings earns 0.05% APY as of September 3, 2026.

The Fine Print

Monthly Fees
None
Credit Inquiry
Hard Pull
Household Limit
None listed
Account Type
Personal Bank Account
Expiration Date
None Listed
Availability
Arizona, Nevada

For new members in Arizona and Nevada. Credit union membership eligibility applies.

Monthly Fee Details

Classic Checking has no monthly fees.

Early Account Closure Fee

Members will forfeit bonuses if accounts are closed or transferred within 12 months.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

Plus, for a limited time, we’re giving up to $350* to new members in Arizona and Nevada. Get $150 when you open a savings account and add checking Earn an additional $200 when you receive at least $1,000 in direct deposits within 60 days It’s that easy! APPLY ONLINE *Membership, eligibility, terms, creditworthiness, change & conditions apply. Primary owners of America First accounts opened within the last 12 months are ineligible, as are employees and volunteers, as well as business, secondary & special accountholders. Members will forfeit bonuses if accounts are closed or transferred within 12 months. Direct deposit requirement does not apply to bank-to-bank, peer-to-peer (Venmo, Zelle®, PayPal, Apple Pay, etc.) wire transfer, or internal transfer transactions. Cash will be deposited within 60 days of meeting requirements. America First savings accounts have an Annual Percentage Yield (APY) of 0.05% as of 9/3/2026 and require $1 minimum deposits.

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